# My Financial Tracker vs Budget app

The clearest difference is ratings volume: Budget app at 16K against My Financial Tracker's 22. Budget app also leads on chart position (#58 vs unranked) and update cadence (every 4 days vs every 9 days). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. My Financial Tracker sells 5 in-app purchases, starting at $0.99 per 7 days and Budget app sells 8 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for My Financial Tracker against 4.7 for Budget app. That said, the two scores are not equally well evidenced: Budget app has 16K ratings behind it against 22, so its average is the more settled of the two. Written reviews are what separate them: 82% of My Financial Tracker's written reviews are positive against 79% of Budget app's.

My Financial Tracker ships an update every 9 days, Budget app every 4 days. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | My Financial Tracker | Budget app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (22 ratings)](https://appshunter.io/ios/app/my-financial-tracker/id1507625362/reviews)** | [4.7 (16K ratings)](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720/reviews) |
| Number of ratings | 22 | **16K** |
| Positive reviews | **82.1% of reviews** | 79.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 4 days** |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | — | **#58** |
| Size | 64 MB | 247 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | +4 | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [InnerGrow](https://appshunter.io/developer/1828382777) |

## What reviewers say

### My Financial Tracker

[App page](https://appshunter.io/ios/app/my-financial-tracker/id1507625362)

Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.

**Highlights:** Expense & Income Tracking, Visual Reports & Insights, Expense Reduction Tools, Debt Management, CSV Export, Daily Use Design

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock The Unlimited Access | $0.99 | per 7 days |
| Unlimited Access Week | $0.99 | per 7 days |
| Unlimited Access Month | $1.99 | per month |
| Unlimited Access Year | $19.99 | per year |
| Unlimited Access Forever | $29.99 | one-time |


### Budget app

[App page](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720)

**Currently charting:** #58 Top Grossing · Finance (US App Store)

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

**Highlights:** Budget Planner, Spending Tracker, Money Management, Recurring Transactions, Shared Budgeting, AI Tracking, Stats & Charts

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Premium Monthly | $5.99 | per month |
| Yearly Premium | $6.99 | per year |
| Financial Empowerment | $9.99 | per year |
| Lifetime Premium Sale | $4.99 | one-time |
| Budget Lifetime Member | $8.99 | one-time |
| lifetime member sale | $14.99 | one-time |
| Lifetime Premium Global | $19.99 | one-time |
| Family Premium | $29.99 | one-time |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Straightforward and intuitive
- 💰 Affordable one-time purchase
- 🎨 Customizable categories and colors
- 🗓️ Helpful calendar and transaction views

**What reviewers complain about**

- 🐛 Recurring bills/payments not working as expected
- 🔍 Lack of advanced reporting and analytics
- 🤝 Sharing/collaboration features not reliable
- 🇨🇦 Limited support for Canadian banks/accounts
- 🔀 Difficulty moving money between budgets

**Reported bugs**

- Syncing issues between devices
- Transactions not always loading correctly
- Upgrade/premium features not working as expected

**Requested features**

- Ability to carry over surplus/deficit between months
- Option to view remaining budget instead of just spent
- Multiple savings account/ledger support
- Automatic recurring bill/subscription tracking
- Web/desktop app version for easier data entry


## Frequently asked questions

### Is My Financial Tracker free?

My Financial Tracker is free to download, with in-app purchases available.

### Is Budget app free?

Budget app is free to download, with in-app purchases available.

### Which has better reviews, My Financial Tracker or Budget app?

My Financial Tracker is rated higher. My Financial Tracker averages 4.7 out of 5 from 22 ratings, while Budget app averages 4.7 from 16K ratings.

### Do My Financial Tracker or Budget app have ads?

Neither My Financial Tracker nor Budget app shows ads.

### Which is updated more often, My Financial Tracker or Budget app?

My Financial Tracker ships an update every 9 days, and Budget app every 4 days. Most recently, My Financial Tracker was updated on November 3, 2026 and Budget app on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*