# My Financial Tracker vs MySpend

The clearest difference is rating: MySpend at 5.0 against My Financial Tracker's 4.7. MySpend also leads on review sentiment (100% vs 82%). My Financial Tracker's advantage is ratings volume (22 vs 1) and update cadence (every 9 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. My Financial Tracker sells 5 in-app purchases, starting at $0.99 per 7 days and MySpend sells 5 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

MySpend holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: My Financial Tracker has 22 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of My Financial Tracker's written reviews are positive against 100% of MySpend's.

My Financial Tracker ships an update every 9 days, MySpend every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | My Financial Tracker | MySpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (22 ratings)](https://appshunter.io/ios/app/my-financial-tracker/id1507625362/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184/reviews)** |
| Number of ratings | **22** | 1 |
| Positive reviews | 82.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 64 MB | 45 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | +4 | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Vadim Holub](https://appshunter.io/developer/1675678220) |

## What reviewers say

### My Financial Tracker

[App page](https://appshunter.io/ios/app/my-financial-tracker/id1507625362)

Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.

**Highlights:** Expense & Income Tracking, Visual Reports & Insights, Expense Reduction Tools, Debt Management, CSV Export, Daily Use Design

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock The Unlimited Access | $0.99 | per 7 days |
| Unlimited Access Week | $0.99 | per 7 days |
| Unlimited Access Month | $1.99 | per month |
| Unlimited Access Year | $19.99 | per year |
| Unlimited Access Forever | $29.99 | one-time |


### MySpend

[App page](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184)

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

**Highlights:** Quick expense logging, Multiple wallet support, Customizable spending categories, Shareable expense links, Real-time sync for shared budgets, Visual spending analytics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $0.99 | per 7 days |
| Monthly Subscription | $2.99 | per month |
| Annual Subscription | $14.99 | per year |
| Forever without Subscription | $34.99 | per 6 months |
| Forever without Subscription | $39.99 | one-time |


## Frequently asked questions

### Is My Financial Tracker free?

My Financial Tracker is free to download, with in-app purchases available.

### Is MySpend free?

MySpend is free to download, with in-app purchases available.

### Which has better reviews, My Financial Tracker or MySpend?

MySpend is rated higher. My Financial Tracker averages 4.7 out of 5 from 22 ratings, while MySpend averages 5.0 from 1 ratings.

### Do My Financial Tracker or MySpend have ads?

Neither My Financial Tracker nor MySpend shows ads.

### Which is updated more often, My Financial Tracker or MySpend?

My Financial Tracker ships an update every 9 days, and MySpend every 3 weeks. Most recently, My Financial Tracker was updated on November 3, 2026 and MySpend on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*