# My Financial Tracker vs NIPS

The clearest difference is in-app purchases: NIPS at none against My Financial Tracker's 5. NIPS also leads on iOS requirement (13.0 vs 15.0). My Financial Tracker's advantage is update cadence (every 9 days vs every 5 months). On price, ads and device support there is nothing between them.

Both are free to download. My Financial Tracker sells 5 in-app purchases, starting at $0.99 per 7 days. NIPS asks for nothing beyond the download.

My Financial Tracker ships an update every 9 days, NIPS every 5 months. The most recent releases landed on October 9, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | My Financial Tracker | NIPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (22 ratings)](https://appshunter.io/ios/app/my-financial-tracker/id1507625362/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 82.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 5 months |
| Monetization | Freemium | — |
| Size | 64 MB | 11 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Anh Truong Gia](https://appshunter.io/developer/1850110656) |

## What reviewers say

### My Financial Tracker

[App page](https://appshunter.io/ios/app/my-financial-tracker/id1507625362)

Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.

**Highlights:** Expense & Income Tracking, Visual Reports & Insights, Expense Reduction Tools, Debt Management, CSV Export, Daily Use Design

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock The Unlimited Access | $0.99 | per 7 days |
| Unlimited Access Week | $0.99 | per 7 days |
| Unlimited Access Month | $1.99 | per month |
| Unlimited Access Year | $19.99 | per year |
| Unlimited Access Forever | $29.99 | one-time |


### NIPS

[App page](https://appshunter.io/ios/app/nips/id6754791069)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My Financial Tracker free?

My Financial Tracker is free to download, with in-app purchases available.

### Is NIPS free?

NIPS is free to download, with no in-app purchases.

### Do My Financial Tracker or NIPS have ads?

Neither My Financial Tracker nor NIPS shows ads.

### Which is updated more often, My Financial Tracker or NIPS?

My Financial Tracker ships an update every 9 days, and NIPS every 5 months. Most recently, My Financial Tracker was updated on October 9, 2026 and NIPS on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*