# My Financial Tracker vs Vaultric

The clearest difference is rating: Vaultric at 5.0 against My Financial Tracker's 4.7. Vaultric also leads on review sentiment (100% vs 82%). My Financial Tracker's advantage is ratings volume (22 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. My Financial Tracker sells 5 in-app purchases, starting at $0.99 per 7 days and Vaultric sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Vaultric holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: My Financial Tracker has 22 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of My Financial Tracker's written reviews are positive against 100% of Vaultric's.

My Financial Tracker ships an update every 9 days, Vaultric fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | My Financial Tracker | Vaultric |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (22 ratings)](https://appshunter.io/ios/app/my-financial-tracker/id1507625362/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vaultric/id6759506661/reviews)** |
| Number of ratings | **22** | 1 |
| Positive reviews | 82.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Freemium | Freemium |
| Size | 64 MB | 255 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | +4 | 4+ |
| Developer | [AppFlux Labs](https://appshunter.io/developer/1882687293) | [Vaultric Ltd](https://appshunter.io/developer/1879103204) |

## What reviewers say

### My Financial Tracker

[App page](https://appshunter.io/ios/app/my-financial-tracker/id1507625362)

Easily track your income and expenses with this intuitive financial tool. Visualize your spending habits, manage debts, and export your data for a clearer financial picture.

**Highlights:** Expense & Income Tracking, Visual Reports & Insights, Expense Reduction Tools, Debt Management, CSV Export, Daily Use Design

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlock The Unlimited Access | $0.99 | per 7 days |
| Unlimited Access Week | $0.99 | per 7 days |
| Unlimited Access Month | $1.99 | per month |
| Unlimited Access Year | $19.99 | per year |
| Unlimited Access Forever | $29.99 | one-time |


### Vaultric

[App page](https://appshunter.io/ios/app/vaultric/id6759506661)

This app helps you manage your money by prioritizing essential expenses like loans and bills before allocating the rest. It offers tools for tracking savings goals, investments, and projecting future finances.

**Highlights:** Zero-based budgeting, Loan and credit tracking, Savings pots and goals, Cash runway calculation, Net worth dashboard, Financial forecasting, Automated allocations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Vaultric Pro (Monthly) | $6.99 | per month |
| Vaultric Pro (Yearly) | $59.00 | per year |


## Frequently asked questions

### Is My Financial Tracker free?

My Financial Tracker is free to download, with in-app purchases available.

### Is Vaultric free?

Vaultric is free to download, with in-app purchases available.

### Which has better reviews, My Financial Tracker or Vaultric?

Vaultric is rated higher. My Financial Tracker averages 4.7 out of 5 from 22 ratings, while Vaultric averages 5.0 from 1 ratings.

### Do My Financial Tracker or Vaultric have ads?

Neither My Financial Tracker nor Vaultric shows ads.

### Which is updated more often, My Financial Tracker or Vaultric?

My Financial Tracker ships an update every 9 days, and Vaultric fortnightly. Most recently, My Financial Tracker was updated on November 3, 2026 and Vaultric on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*