# FirstCU Access vs psbohio

The clearest difference is monetization model: psbohio at free against FirstCU Access's free with in-app purchases. FirstCU Access's advantage is review sentiment (69% vs 50%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FirstCU Access against 4.8 for psbohio. Both are backed by a comparable volume of ratings — 1.1K and 400 respectively. Written reviews are what separate them: 69% of FirstCU Access's written reviews are positive against 50% of psbohio's.

FirstCU Access ships an update monthly, psbohio every 5 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FirstCU Access | psbohio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/firstcu-access/id1507775699/reviews)** | [4.8 (400 ratings)](https://appshunter.io/ios/app/psbohio/id1624544991/reviews) |
| Number of ratings | **1.1K** | 400 |
| Positive reviews | **69.2% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 177 MB | 196 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Service Federal Credit Union](https://appshunter.io/developer/489915437) | [Peoples State Bank (New Lexington)](https://appshunter.io/developer/1025051422) |

## What reviewers say

### FirstCU Access

[App page](https://appshunter.io/ios/app/firstcu-access/id1507775699)

Manage your finances on the go with this secure mobile banking app. Organize transactions with notes and photos, set balance alerts, make payments, transfer funds, and deposit checks remotely. Access statements and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfer money, Deposit checks with photos, View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use features
- 💡 Convenient check deposit
- 🚀 Great customer service

**What reviewers complain about**

- 🐛 Inability to access account
- 🐛 Navigation issues
- 🐛 Frequent app updates required

**Reported bugs**

- Balances not visible during transfers
- Account verification printing not working

**Requested features**

- Ability to view credit card transactions
- Option to customize dashboard


### psbohio

[App page](https://appshunter.io/ios/app/psbohio/id1624544991)

Manage your bank accounts conveniently and securely from your mobile device. Track transactions with notes and photos, set balance alerts, and make payments or transfers on the go. Deposit checks, lock your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments and transfers, Deposit checks remotely, Lock debit card, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FirstCU Access free?

FirstCU Access is free to download, with no in-app purchases.

### Is psbohio free?

psbohio is free to download, with no in-app purchases.

### Which has better reviews, FirstCU Access or psbohio?

FirstCU Access is rated higher. FirstCU Access averages 4.8 out of 5 from 1.1K ratings, while psbohio averages 4.8 from 400 ratings.

### Do FirstCU Access or psbohio have ads?

Neither FirstCU Access nor psbohio shows ads.

### Which is updated more often, FirstCU Access or psbohio?

FirstCU Access ships an update monthly, and psbohio every 5 weeks. Most recently, FirstCU Access was updated on November 7, 2026 and psbohio on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*