# Fidelity Health® vs Splitfolk

Fidelity Health® and Splitfolk both sit at 4.9 stars, but that hides the real split: 100% of Splitfolk's written reviews are positive against 54% of Fidelity Health®'s. Splitfolk also leads on update cadence (daily vs every 3 weeks) and iOS requirement (15.0 vs 18). Fidelity Health®'s advantage is ratings volume (28K vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Fidelity Health® against 5.0 for Splitfolk. That said, the two scores are not equally well evidenced: Fidelity Health® has 28K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 54% of Fidelity Health®'s written reviews are positive against 100% of Splitfolk's.

Fidelity Health® ships an update every 3 weeks, Splitfolk daily. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Fidelity Health® | Splitfolk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (28K ratings)](https://appshunter.io/ios/app/fidelity-health/id1508025073/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitfolk/id6789954526/reviews)** |
| Number of ratings | **28K** | 1 |
| Positive reviews | 54.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Daily** |
| Monetization | Free | Free |
| Size | 354 MB | 4 MB |
| Requires iOS | 18 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Fidelity Investments](https://appshunter.io/developer/348177456) | [TAO CHEN](https://appshunter.io/developer/6789954528) |

## What reviewers say

### Fidelity Health®

[App page](https://appshunter.io/ios/app/fidelity-health/id1508025073)

Manage your employer-sponsored health benefits and expenses with ease. Access coverage details, store ID cards, and handle healthcare costs like reimbursements and payments. It simplifies navigating daily health needs and managing your Fidelity HSA or FSAs.

**Highlights:** Access health plan coverage and benefit details, Store and share health, prescription, and vaccination ID cards, View HSA and FSA balances and transaction history, Reimburse yourself for qualified medical expenses, Pay providers directly from accounts, Scan bills and product barcodes for expense management, Make HSA contributions on the go

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 💳 Convenient for HSA reimbursements
- 🔍 Helpful for managing health finances
- 🤝 Seamless integration with Fidelity apps

**What reviewers complain about**

- 🐛 Occasional crashes or errors
- 🔒 Strict 2-factor authentication can be inconvenient
- 📱 Compatibility issues with older iOS versions
- 🔍 Lacking features to track and organize expenses

**Reported bugs**

- Login screen issues with password managers
- Reimbursement process not working as expected
- Inability to access certain account features

**Requested features**

- Add a memo or notes field for reimbursements
- Implement receipt scanning and storage functionality
- Provide an iPhone widget for quick access
- Improve the barcode scanner for easier use


### Splitfolk

[App page](https://appshunter.io/ios/app/splitfolk/id6789954526)

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

**Highlights:** Create and manage groups, Record expenses with custom splits, View clear settlement plans, Support for recurring expenses, Export group records, Invite members via shareable link

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fidelity Health® free?

Fidelity Health® is free to download, with no in-app purchases.

### Is Splitfolk free?

Splitfolk is free to download, with no in-app purchases.

### Which has better reviews, Fidelity Health® or Splitfolk?

Splitfolk is rated higher. Fidelity Health® averages 4.9 out of 5 from 28K ratings, while Splitfolk averages 5.0 from 1 ratings.

### Do Fidelity Health® or Splitfolk have ads?

Neither Fidelity Health® nor Splitfolk shows ads.

### Which is updated more often, Fidelity Health® or Splitfolk?

Fidelity Health® ships an update every 3 weeks, and Splitfolk daily. Most recently, Fidelity Health® was updated on November 3, 2026 and Splitfolk on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*