# InCred Wealth vs MILCA

The clearest difference is review sentiment: MILCA at 100% against InCred Wealth's 43%. InCred Wealth's advantage is update cadence (every 4 months vs every 26 months) and device support. On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InCred Wealth ships an update every 4 months, MILCA every 26 months. Both last shipped on October 6, 2026.

## The numbers

| Metric | InCred Wealth | MILCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/milca/id6479605965/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 42.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | **Every 4 months** | Every 26 months |
| Monetization | Free | Free |
| Size | 31 MB | 29 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | — |
| Age rating | 4+ | 4+ |
| Developer | [INCRED CAPITAL INCLUSION ADVISORY SERVICES PRIVATE LIMITED](https://appshunter.io/developer/1508488284) | [Roma Luthra](https://appshunter.io/developer/1736489156) |

## What reviewers say

### InCred Wealth

[App page](https://appshunter.io/ios/app/incred-wealth/id1508488285)

Manage your investment portfolio on the go with this app. Easily view holdings, analyze performance against benchmarks, and access transaction details and reports. Secure login options are available for quick access.

**Highlights:** View portfolio holdings by asset class, Analyze portfolio performance vs. benchmarks, Access group/owner/account level details, View transaction history, Download portfolio and performance reports, Secure Touch ID/Face ID login

**In-app purchases:** none


### MILCA

[App page](https://appshunter.io/ios/app/milca/id6479605965)

Monitor your mutual fund investments on the go. Track schemes, view transaction details, and request portfolio reports. This app is exclusively for clients of registered IFAs using MILCA Plus.

**Highlights:** Mutual Fund dashboard, Asset-wise portfolio view, Applicant-wise portfolio view, SIP Dashboard, Online transaction facility, Track NAV, Request summary reports

**In-app purchases:** none


## Frequently asked questions

### Is InCred Wealth free?

InCred Wealth is free to download, with no in-app purchases.

### Is MILCA free?

MILCA is free to download, with no in-app purchases.

### Which is updated more often, InCred Wealth or MILCA?

InCred Wealth ships an update every 4 months, and MILCA every 26 months. Most recently, InCred Wealth was updated on October 6, 2026 and MILCA on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*