# OlduBil vs Sipay

The clearest difference is review sentiment: Sipay at 73% against OlduBil's 15%. Sipay also leads on rating (4.6 vs 2.6) and monetization model (free vs free with in-app purchases). OlduBil's advantage is ratings volume (140 vs 38) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sipay holds the better App Store score, 4.6 against 2.6. Both are backed by a comparable volume of ratings — 140 and 38 respectively. Written reviews point the same way: 15% of OlduBil's written reviews are positive against 73% of Sipay's.

OlduBil ships an update every 5 weeks, Sipay every 8 days. The most recent releases landed on October 11, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | OlduBil | Sipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (140 ratings)](https://appshunter.io/ios/app/oldubil/id1508532550/reviews) | **[4.6 (38 ratings)](https://appshunter.io/ios/app/sipay/id1521140345/reviews)** |
| Number of ratings | **140** | 38 |
| Positive reviews | 15.1% of reviews | **72.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 137 MB | 385 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [OlduBil](https://appshunter.io/developer/1508532549) | [SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1519194677) |

## What reviewers say

### OlduBil

[App page](https://appshunter.io/ios/app/oldubil/id1508532550)

This app provides a prepaid MasterCard for easy financial transactions, even without a bank account. It allows for online and in-store shopping, bill payments, and money transfers. Users can also access special discounts and cashback offers.

**Highlights:** Prepaid MasterCard, Online and in-store shopping, Utility bill payments, 24/7 money transfers, Virtual and physical card options, Discounts and cashback

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🌟 App works well (for some)
- 👍 Responsive developer (resolved issues)

**What reviewers complain about**

- 🚫 Registration requires Turkish number
- 💸 Money not received/withdrawn
- ❌ Account blocked/money inaccessible
- 📉 Inactivity fees charged
- 🐛 App crashes/doesn't open

**Reported bugs**

- Cannot register with non-Turkish numbers
- Verification SMS not received
- App crashes on opening
- Money transfer issues (deposits/withdrawals)
- Account blocking without notice

**Requested features**

- Add Saudi number support
- Add Kuwait phone number support
- Add Iraqi number support
- Add Tajikistan support
- Increase limit of 2750


### Sipay

[App page](https://appshunter.io/ios/app/sipay/id1521140345)

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

**Highlights:** Manage finances from one place, Online and in-store shopping, Money transfers and bill payments, Buy and sell gold/silver, Findeks Risk Report access, Cashback rewards, Open Banking integration

**In-app purchases:** none


## Frequently asked questions

### Is OlduBil free?

OlduBil is free to download, with no in-app purchases.

### Is Sipay free?

Sipay is free to download, with no in-app purchases.

### Which has better reviews, OlduBil or Sipay?

Sipay is rated higher. OlduBil averages 2.6 out of 5 from 140 ratings, while Sipay averages 4.6 from 38 ratings.

### Do OlduBil or Sipay have ads?

Neither OlduBil nor Sipay shows ads.

### Which is updated more often, OlduBil or Sipay?

OlduBil ships an update every 5 weeks, and Sipay every 8 days. Most recently, OlduBil was updated on October 11, 2026 and Sipay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*