# PCCU Mobile App vs OneJN

The clearest difference is rating: OneJN at 4.5 against PCCU Mobile App's 2.8. OneJN also leads on update cadence (every 2 months vs every 24 months) and ratings volume (254 vs 6). PCCU Mobile App's advantage is iOS requirement (12.2 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OneJN holds the better App Store score, 4.5 against 2.8. That said, the two scores are not equally well evidenced: OneJN has 254 ratings behind it against 6, so its average is the more settled of the two.

PCCU Mobile App ships an update every 24 months, OneJN every 2 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | PCCU Mobile App | OneJN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (6 ratings)](https://appshunter.io/ios/app/pccu-mobile-app/id1508571206/reviews) | **[4.5 (254 ratings)](https://appshunter.io/ios/app/onejn/id1577602772/reviews)** |
| Number of ratings | 6 | **254** |
| Positive reviews | — | 23.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 24 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 123 MB | 148 MB |
| Requires iOS | **12.2** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Portland Co-operative Credit Union Ltd](https://appshunter.io/developer/1508571205) | [JN Bank UK](https://appshunter.io/developer/1502601083) |

## What reviewers say

### PCCU Mobile App

[App page](https://appshunter.io/ios/app/pccu-mobile-app/id1508571206)

Manage your finances conveniently from your mobile device. Perform transactions securely from home or on the go, offering ease of access for credit union members.

**Highlights:** Convenient mobile access, Secure transactions, Perform business on the go, Ease of access for members

**Features:** macOS Compatibility

**In-app purchases:** none


### OneJN

[App page](https://appshunter.io/ios/app/onejn/id1577602772)

Streamline your financial interactions across multiple JN companies with a single digital identity. This app simplifies onboarding, account management, and transactions, offering a secure and convenient way to access banking, insurance, and investment services.

**Highlights:** Unified digital identity for JN companies, Simplified onboarding and KYC updates, Access to banking, insurance, and investments, Apply for unsecured loans, Earn loyalty rewards, Secure data encryption, Financial well-being tips

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PCCU Mobile App free?

PCCU Mobile App is free to download, with no in-app purchases.

### Is OneJN free?

OneJN is free to download, with no in-app purchases.

### Which has better reviews, PCCU Mobile App or OneJN?

OneJN is rated higher. PCCU Mobile App averages 2.8 out of 5 from 6 ratings, while OneJN averages 4.5 from 254 ratings.

### Do PCCU Mobile App or OneJN have ads?

Neither PCCU Mobile App nor OneJN shows ads.

### Which is updated more often, PCCU Mobile App or OneJN?

PCCU Mobile App ships an update every 24 months, and OneJN every 2 months. Most recently, PCCU Mobile App was updated on October 24, 2026 and OneJN on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*