# NLB Pay vs Metro Bank Authenticator

The clearest difference is review sentiment: NLB Pay at 45% against Metro Bank Authenticator's 0%. NLB Pay also leads on update cadence (every 2 months vs every 12 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NLB Pay ships an update every 2 months, Metro Bank Authenticator every 12 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | NLB Pay | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (75 ratings)](https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews)** | — |
| Number of ratings | **75** | — |
| Positive reviews | **45.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 12 months |
| Monetization | Free | Free |
| Size | 80 MB | 12 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NLB d.d.](https://appshunter.io/developer/1478872160) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### NLB Pay

[App page](https://appshunter.io/ios/app/nlb-pay/id1509897528)

This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.

**Highlights:** Contactless payments with NFC, Instant money transfers via Flik, Online payment confirmation, Card security management, Add loyalty cards, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NLB Pay free?

NLB Pay is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do NLB Pay or Metro Bank Authenticator have ads?

Neither NLB Pay nor Metro Bank Authenticator shows ads.

### Which is updated more often, NLB Pay or Metro Bank Authenticator?

NLB Pay ships an update every 2 months, and Metro Bank Authenticator every 12 months. Most recently, NLB Pay was updated on November 3, 2026 and Metro Bank Authenticator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*