# NLB Pay vs Erste mBiz

The clearest difference is review sentiment: NLB Pay at 42% against Erste mBiz's 0%. NLB Pay also leads on rating (4.4 vs 4.0) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NLB Pay holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: NLB Pay has 73 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 42% of NLB Pay's written reviews are positive against 0% of Erste mBiz's.

NLB Pay ships an update every 2 months, Erste mBiz every 4 months. The most recent releases landed on September 5, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | NLB Pay | Erste mBiz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (73 ratings)](https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews)** | [4.0 (8 ratings)](https://appshunter.io/ios/app/erste-mbiz/id1566420465/reviews) |
| Number of ratings | **73** | 8 |
| Positive reviews | **42.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 80 MB | 53 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NLB d.d.](https://appshunter.io/developer/1478872160) | [Erste Bank Serbia](https://appshunter.io/developer/799673197) |

## What reviewers say

### NLB Pay

[App page](https://appshunter.io/ios/app/nlb-pay/id1509897528)

This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.

**Highlights:** Contactless payments with NFC, Instant money transfers via Flik, Online payment confirmation, Card security management, Add loyalty cards, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Erste mBiz

[App page](https://appshunter.io/ios/app/erste-mbiz/id1566420465)

Manage your business banking needs on the go with this mobile application. Access account information, make payments, handle invoices, and communicate with your bank securely and efficiently.

**Highlights:** Account balance and transaction overview, Domestic and international payment creation, eInvoice management, IPS QR code payments, Multi-factor authentication (PIN, fingerprint, face ID), Payment template creation, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NLB Pay free?

NLB Pay is free to download, with no in-app purchases.

### Is Erste mBiz free?

Erste mBiz is free to download, with no in-app purchases.

### Which has better reviews, NLB Pay or Erste mBiz?

NLB Pay is rated higher. NLB Pay averages 4.4 out of 5 from 73 ratings, while Erste mBiz averages 4.0 from 8 ratings.

### Do NLB Pay or Erste mBiz have ads?

Neither NLB Pay nor Erste mBiz shows ads.

### Which is updated more often, NLB Pay or Erste mBiz?

NLB Pay ships an update every 2 months, and Erste mBiz every 4 months. Most recently, NLB Pay was updated on September 5, 2026 and Erste mBiz on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*