# NLB Pay vs mani.rs

The clearest difference is review sentiment: mani.rs at 100% against NLB Pay's 42%. mani.rs also leads on rating (4.8 vs 4.4). NLB Pay's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mani.rs holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 73 and 79 respectively. Written reviews point the same way: 42% of NLB Pay's written reviews are positive against 100% of mani.rs's.

NLB Pay ships an update every 2 months, mani.rs every 6 weeks. The most recent releases landed on September 5, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | NLB Pay | mani.rs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (73 ratings)](https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews) | **[4.8 (79 ratings)](https://appshunter.io/ios/app/manirs/id6446124252/reviews)** |
| Number of ratings | 73 | **79** |
| Positive reviews | 42.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 80 MB | 42 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NLB d.d.](https://appshunter.io/developer/1478872160) | [Maniapp Technology doo Beograd](https://appshunter.io/developer/1676116725) |

## What reviewers say

### NLB Pay

[App page](https://appshunter.io/ios/app/nlb-pay/id1509897528)

This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.

**Highlights:** Contactless payments with NFC, Instant money transfers via Flik, Online payment confirmation, Card security management, Add loyalty cards, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### mani.rs

[App page](https://appshunter.io/ios/app/manirs/id6446124252)

Take control of your spending and save money with this expense tracking app. It helps you become financially responsible by providing an easy way to review your expenditures and achieve your financial goals.

**Highlights:** Control spending, Save money, Track expenses, Financial responsibility, Achieve financial goals

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NLB Pay free?

NLB Pay is free to download, with no in-app purchases.

### Is mani.rs free?

mani.rs is free to download, with no in-app purchases.

### Which has better reviews, NLB Pay or mani.rs?

mani.rs is rated higher. NLB Pay averages 4.4 out of 5 from 73 ratings, while mani.rs averages 4.8 from 79 ratings.

### Do NLB Pay or mani.rs have ads?

Neither NLB Pay nor mani.rs shows ads.

### Which is updated more often, NLB Pay or mani.rs?

NLB Pay ships an update every 2 months, and mani.rs every 6 weeks. Most recently, NLB Pay was updated on September 5, 2026 and mani.rs on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*