# NLB Pay vs MF banka

NLB Pay and MF banka are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NLB Pay ships an update every 2 months, MF banka every 3 months. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | NLB Pay | MF banka |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (73 ratings)](https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews)** | — |
| Number of ratings | **73** | — |
| Positive reviews | 45.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 80 MB | 79 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NLB d.d.](https://appshunter.io/developer/1478872160) | ["MF banka" a.d. Banja Luka](https://appshunter.io/developer/1824160636) |

## What reviewers say

### NLB Pay

[App page](https://appshunter.io/ios/app/nlb-pay/id1509897528)

This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.

**Highlights:** Contactless payments with NFC, Instant money transfers via Flik, Online payment confirmation, Card security management, Add loyalty cards, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### MF banka

[App page](https://appshunter.io/ios/app/mf-banka/id6748067146)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NLB Pay free?

NLB Pay is free to download, with no in-app purchases.

### Is MF banka free?

MF banka is free to download, with no in-app purchases.

### Do NLB Pay or MF banka have ads?

Neither NLB Pay nor MF banka shows ads.

### Which is updated more often, NLB Pay or MF banka?

NLB Pay ships an update every 2 months, and MF banka every 3 months. Most recently, NLB Pay was updated on October 16, 2026 and MF banka on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*