# UTB Mobile Banking vs Crayola EFCU

The clearest difference is update cadence: UTB Mobile Banking at monthly against Crayola EFCU's every 6 months. Crayola EFCU's advantage is iOS requirement (15.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UTB Mobile Banking ships an update monthly, Crayola EFCU every 6 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | UTB Mobile Banking | Crayola EFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (121 ratings)](https://appshunter.io/ios/app/utb-mobile-banking/id1510010411/reviews)** | — |
| Number of ratings | **121** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 months |
| Monetization | Ad-supported | — |
| Size | 178 MB | 102 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [United Texas Bank, National Association](https://appshunter.io/developer/780556942) | [Crayola LLC Employees Credit Union](https://appshunter.io/developer/1556473395) |

## What reviewers say

### UTB Mobile Banking

[App page](https://appshunter.io/ios/app/utb-mobile-banking/id1510010411)

Manage your finances on the go with this secure and fast banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also allows you to reorder or disable debit cards and find nearby branches or ATMs.

**Highlights:** Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Deposit checks remotely, Manage debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### Crayola EFCU

[App page](https://appshunter.io/ios/app/crayola-efcu/id1556473393)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UTB Mobile Banking free?

UTB Mobile Banking is free to download, with no in-app purchases.

### Is Crayola EFCU free?

Crayola EFCU is free to download, with no in-app purchases.

### Do UTB Mobile Banking or Crayola EFCU have ads?

Neither UTB Mobile Banking nor Crayola EFCU shows ads.

### Which is updated more often, UTB Mobile Banking or Crayola EFCU?

UTB Mobile Banking ships an update monthly, and Crayola EFCU every 6 months. Most recently, UTB Mobile Banking was updated on October 24, 2026 and Crayola EFCU on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*