# UTB Mobile Banking vs MBT

The clearest difference is monetization model: MBT at free against UTB Mobile Banking's ad-supported. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for UTB Mobile Banking against 4.9 for MBT. Both are backed by a comparable volume of ratings — 121 and 133 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | UTB Mobile Banking | MBT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (121 ratings)](https://appshunter.io/ios/app/utb-mobile-banking/id1510010411/reviews) | **[4.9 (133 ratings)](https://appshunter.io/ios/app/mbt-ga/id1620206916/reviews)** |
| Number of ratings | 121 | **133** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 178 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [United Texas Bank, National Association](https://appshunter.io/developer/780556942) | [Moultrie Bank & Trust](https://appshunter.io/developer/1620206918) |

## What reviewers say

### UTB Mobile Banking

[App page](https://appshunter.io/ios/app/utb-mobile-banking/id1510010411)

Manage your finances on the go with this secure and fast banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also allows you to reorder or disable debit cards and find nearby branches or ATMs.

**Highlights:** Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Deposit checks remotely, Manage debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### MBT

[App page](https://appshunter.io/ios/app/mbt-ga/id1620206916)

Manage your finances with this secure and fast personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks, manage your debit card, and access statements and ATM locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is UTB Mobile Banking free?

UTB Mobile Banking is free to download, with no in-app purchases.

### Is MBT free?

MBT is free to download, with no in-app purchases.

### Which has better reviews, UTB Mobile Banking or MBT?

MBT is rated higher. UTB Mobile Banking averages 4.9 out of 5 from 121 ratings, while MBT averages 4.9 from 133 ratings.

### Do UTB Mobile Banking or MBT have ads?

Neither UTB Mobile Banking nor MBT shows ads.

### Which is updated more often, UTB Mobile Banking or MBT?

UTB Mobile Banking ships an update monthly, and MBT monthly. Most recently, UTB Mobile Banking was updated on October 24, 2026 and MBT on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*