# Finsus vs Monific

Finsus and Monific both sit at 4.3 stars, but that hides the real split: 67% of Finsus's written reviews are positive against 23% of Monific's. Finsus also leads on ratings volume (63 vs 4). Monific's advantage is update cadence (every 5 days vs every 3 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.3 for Finsus against 4.3 for Monific. That said, the two scores are not equally well evidenced: Finsus has 63 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 67% of Finsus's written reviews are positive against 23% of Monific's.

Finsus ships an update every 3 weeks, Monific every 5 days. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Finsus | Monific |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (63 ratings)](https://appshunter.io/ios/app/finsus/id1510473524/reviews) | [4.3 (4 ratings)](https://appshunter.io/ios/app/monific/id1558969085/reviews) |
| Number of ratings | **63** | 4 |
| Positive reviews | **67.2% of reviews** | 23.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 147 MB | 31 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Financiera Sustentable Mexico S.A. de C.V. SFP](https://appshunter.io/developer/1543039036) | [Monific, S.A. de C.V. Institucion de Financiamiento Colectivo](https://appshunter.io/developer/1524182548) |

## What reviewers say

### Finsus

[App page](https://appshunter.io/ios/app/finsus/id1510473524)

This finance app allows users to easily save and invest in fixed-term deposits, earning attractive returns on competitive rates. It also offers a daily-yield savings account and enables convenient payments for airtime, utilities, and entertainment, along with commission-free bank transfers.

**Highlights:** Invest in fixed-term deposits, Daily-yield savings account, Pay for airtime and services, Commission-free bank transfers, Referral program

**Features:** Apple Wallet

**In-app purchases:** none


### Monific

[App page](https://appshunter.io/ios/app/monific/id1558969085)

Invest in regulated real estate crowdfunding projects with accessible minimums. Participate in verified, tangible developments and earn attractive passive income with expert guidance. Make your money work for you through secure, asset-backed opportunities.

**Highlights:** Accessible investments from $1,000 MXN, Verified, tangible real estate projects, Regulated by CNBV, Banco de México, Condusef, Diversify with various Mexican real estate projects, Annual returns from 15%, Expert guidance and support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finsus free?

Finsus is free to download, with no in-app purchases.

### Is Monific free?

Monific is free to download, with no in-app purchases.

### Which has better reviews, Finsus or Monific?

Finsus and Monific are both rated 4.3 out of 5 on the App Store, from 63 and 4 ratings respectively.

### Do Finsus or Monific have ads?

Neither Finsus nor Monific shows ads.

### Which is updated more often, Finsus or Monific?

Finsus ships an update every 3 weeks, and Monific every 5 days. Most recently, Finsus was updated on September 22, 2026 and Monific on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*