# Pass.mn vs Rain Fintech

The clearest difference is rating: Rain Fintech at 5.0 against Pass.mn's 3.2. Pass.mn's advantage is ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rain Fintech holds the better App Store score, 5.0 against 3.2. Both are backed by a comparable volume of ratings — 6 and 2 respectively.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 22, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Pass.mn | Rain Fintech |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (6 ratings)](https://appshunter.io/ios/app/passmn/id1510760757/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rain-fintech/id1538090200/reviews)** |
| Number of ratings | **6** | 2 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 98 MB | 32 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Databank LLC](https://appshunter.io/developer/1510760756) | [GOOD T C LLC](https://appshunter.io/developer/1530335270) |

## What reviewers say

### Pass.mn

[App page](https://appshunter.io/ios/app/passmn/id1510760757)

This digital wallet allows users to link debit and credit cards from Mongolian banks to make payments at participating merchants. It ensures transaction security and is designed for individuals with full legal capacity in Mongolia. The app is regularly updated with new features and terms.

**Highlights:** Link debit and credit cards, Secure payment processing, Accepted at participating merchants, Regular updates and improvements, User account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Rain Fintech

[App page](https://appshunter.io/ios/app/rain-fintech/id1538090200)

This app offers collateral-free, instant micro-loan services to help with daily financial needs. It calculates your credit score automatically using your national identification number and provides loan amounts from 50,000 to 800,000 MNT with flexible repayment terms.

**Highlights:** Collateral-free loans, Instant micro-loan service, Automatic credit score calculation, Loan amounts up to 800,000 MNT, Flexible repayment terms, 1% loan fee

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pass.mn free?

Pass.mn is free to download, with no in-app purchases.

### Is Rain Fintech free?

Rain Fintech is free to download, with no in-app purchases.

### Which has better reviews, Pass.mn or Rain Fintech?

Rain Fintech is rated higher. Pass.mn averages 3.2 out of 5 from 6 ratings, while Rain Fintech averages 5.0 from 2 ratings.

### Do Pass.mn or Rain Fintech have ads?

Neither Pass.mn nor Rain Fintech shows ads.

### Which is updated more often, Pass.mn or Rain Fintech?

Pass.mn ships an update every 3 weeks, and Rain Fintech every 3 weeks. Most recently, Pass.mn was updated on October 22, 2026 and Rain Fintech on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*