# Budget Everything vs Cash Flow Tool

The clearest difference is ads: Cash Flow Tool at none against Budget Everything's shown. Budget Everything's advantage is iOS requirement (13.0 vs 26.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Budget Everything sells 2 in-app purchases, starting at $0.99 per month and Cash Flow Tool sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Budget Everything against 5.0 for Cash Flow Tool. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Budget Everything ships an update every 3 days, Cash Flow Tool every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget Everything | Cash Flow Tool |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/budget-everything/id1510815938/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/cash-flow-tool/id6759261013/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 3 days** | Every 5 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 29 MB | 12 MB |
| Requires iOS | **13.0** | 26.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | +4 |
| Developer | [Chui Ong](https://appshunter.io/developer/1490714550) | [Jonathan Clark](https://appshunter.io/developer/1877705875) |

## What reviewers say

### Budget Everything

[App page](https://appshunter.io/ios/app/budget-everything/id1510815938)

This app helps you manage your finances using the envelope budgeting concept. Track spending, plan for future expenses, and achieve your financial goals like saving for a trip or getting out of debt.

**Highlights:** Envelope budgeting concept, Track spending per envelope, Plan for short and long-term expenses, Goal setting for savings, Easy-to-use interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |
| Annual Subscription | $6.99 | per year |


### Cash Flow Tool

[App page](https://appshunter.io/ios/app/cash-flow-tool/id6759261013)

This tool projects your upcoming financial balance week-by-week, mapping bills, income, credit card payments, and loan obligations. It helps you visualize your financial future, plan expenses, and manage savings and debt payoff strategies.

**Highlights:** 12-month week-by-week projection engine, Savings Builder with multiple strategies, Debt Payoff Planner (Avalanche, Snowball), Detailed expense and cash flow charts, Cross-device iCloud sync, Privacy features with Face ID/Touch ID lock

**Features:** Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cash Flow Pro | $1.99 | one-time |


## Frequently asked questions

### Is Budget Everything free?

Budget Everything is free to download, with in-app purchases available.

### Is Cash Flow Tool free?

Cash Flow Tool is free to download, with in-app purchases available.

### Which has better reviews, Budget Everything or Cash Flow Tool?

Budget Everything and Cash Flow Tool are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Budget Everything or Cash Flow Tool have ads?

Budget Everything shows ads; Cash Flow Tool does not.

### Which is updated more often, Budget Everything or Cash Flow Tool?

Budget Everything ships an update every 3 days, and Cash Flow Tool every 5 days. Most recently, Budget Everything was updated on November 3, 2026 and Cash Flow Tool on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*