# Money manager, expense tracker vs Debt Payoff Tracker

The clearest difference is ads: Debt Payoff Tracker at none against Money manager, expense tracker's shown. Money manager, expense tracker's advantage is update cadence (fortnightly vs every 3 months) and iOS requirement (15.0 vs 18). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Money manager, expense tracker sells 6 in-app purchases, starting at $1.99 per month and Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Money manager, expense tracker ships an update fortnightly, Debt Payoff Tracker every 3 months. The most recent releases landed on October 21, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Money manager, expense tracker | Debt Payoff Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.9K ratings)](https://appshunter.io/ios/app/money-manager-expense-tracker/id1510997753/reviews)** | — |
| Number of ratings | **7.9K** | — |
| Positive reviews | 88.1% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 93 MB | 4 MB |
| Requires iOS | **15.0** | 18 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Orange Dog](https://appshunter.io/developer/1673134885) | [Karol Jaworski](https://appshunter.io/developer/1799974477) |

## What reviewers say

### Money manager, expense tracker

[App page](https://appshunter.io/ios/app/money-manager-expense-tracker/id1510997753)

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

**Highlights:** Expense and income tracking, Budget management, Spending pattern visualization, Detailed reports, Customizable categories, Multicurrency support, Payment reminders, Passcode protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Disable ads | $1.99 | per month |
| Weekly Subscription | $4.99 | per 7 days |
| Disable ads | $9.99 | per year |
| Monthly Subscription | $9.99 | per month |
| Yearly Subscription | $59.99 | per year |
| Disable ads | $39.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Simple and straightforward
- 💰 Free app with no subscription
- 🎨 Customizable categories
- 📊 Helpful for tracking expenses and income

**What reviewers complain about**

- 🐛 Backup/sync issues
- 🙄 Intrusive ads
- 🔒 Lack of security features (e.g., password protection)
- 🔢 Limited options for recurring expenses

**Reported bugs**

- Blank/black screen issues
- Inability to delete transactions
- Inaccurate calculations of expenses and income

**Requested features**

- Add subcategories for more detailed analysis
- Implement a budgeting feature with alerts
- Provide a desktop/PC version
- Enable data sharing between multiple users
- Add a widget and Apple Watch support


### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-zero/id6760733303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro - First Year Offer | $39.99 | per year |
| Zero Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is Money manager, expense tracker free?

Money manager, expense tracker is free to download, with in-app purchases available.

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Do Money manager, expense tracker or Debt Payoff Tracker have ads?

Money manager, expense tracker shows ads; Debt Payoff Tracker does not.

### Which is updated more often, Money manager, expense tracker or Debt Payoff Tracker?

Money manager, expense tracker ships an update fortnightly, and Debt Payoff Tracker every 3 months. Most recently, Money manager, expense tracker was updated on October 21, 2026 and Debt Payoff Tracker on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*