# Money Flow vs Centee

The clearest difference is price: Centee at Free against Money Flow's $0.99. Centee also leads on update cadence (every 3 days vs every 3 months) and iOS requirement (17.0 vs 26.0). Money Flow's advantage is in-app purchases (none vs 3) and ratings volume (5 vs 1). On rating, ads and device support there is nothing between them.

Centee is free to download; Money Flow costs $0.99 up front. Centee sells 3 in-app purchases, starting at $2.99 per month. Money Flow asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Money Flow against 5.0 for Centee. That said, the two scores are not equally well evidenced: Money Flow has 5 ratings behind it against 1, so its average is the more settled of the two.

Money Flow ships an update every 3 months, Centee every 3 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Money Flow | Centee |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/money-flow-expense-tracker/id1511066535/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/centee-ai-expense-tracker/id6772868579/reviews) |
| Number of ratings | **5** | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Paid | **Freemium** |
| Size | 27 MB | 31 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 12+ | 4+ |
| Developer | [Abstract Software LLC](https://appshunter.io/developer/1878046514) | [依欢 孙](https://appshunter.io/developer/1895143905) |

## What reviewers say

### Money Flow

[App page](https://appshunter.io/ios/app/money-flow-expense-tracker/id1511066535)

Easily track your expenses and manage your budget to achieve your savings goals. This app offers a simple, manual approach to financial management, putting you in complete control without requiring external account linking.

**Highlights:** Manual expense tracking, Customizable monthly budgets, Savings goal setting, Spending category breakdowns, Historical budget overviews, Home screen widgets

**Features:** Vision Pro support

**In-app purchases:** none


### Centee

[App page](https://appshunter.io/ios/app/centee-ai-expense-tracker/id6772868579)

Easily log expenses using voice commands or by scanning receipts with AI. This app helps you track spending, income, and bills, providing simple AI-powered reports for better financial awareness. It's designed for quick daily tracking without needing bank account links.

**Highlights:** Log expenses by voice, Scan receipts and bills with AI, Track spending, income, and subscriptions, AI spending reports and summaries, Attach photos to records, Widgets and shortcuts for fast capture

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SaySpend Pro Monthly | $2.99 | per month |
| SaySpend Pro Yearly | $19.99 | per year |
| SaySpend Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Money Flow free?

Money Flow costs $0.99, with no in-app purchases.

### Is Centee free?

Centee is free to download, with in-app purchases available.

### Which has better reviews, Money Flow or Centee?

Money Flow and Centee are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.

### Do Money Flow or Centee have ads?

Neither Money Flow nor Centee shows ads.

### Which is updated more often, Money Flow or Centee?

Money Flow ships an update every 3 months, and Centee every 3 days. Most recently, Money Flow was updated on October 24, 2026 and Centee on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*