# Thawani Pay vs Surrah App

The clearest difference is review sentiment: Surrah App at 100% against Thawani Pay's 44%. Surrah App also leads on rating (5.0 vs 3.4). Thawani Pay's advantage is in-app purchases (none vs 3) and ratings volume (48 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Surrah App sells 3 in-app purchases, starting at $2.99 per 7 days. Thawani Pay asks for nothing beyond the download.

Surrah App holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Thawani Pay has 48 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 44% of Thawani Pay's written reviews are positive against 100% of Surrah App's.

Thawani Pay ships an update every 2 weeks, Surrah App every 9 days. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Thawani Pay | Surrah App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (48 ratings)](https://appshunter.io/ios/app/thawani-pay/id1511347191/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/surrah-app/id6443954376/reviews)** |
| Number of ratings | **48** | 1 |
| Positive reviews | 44.4% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | **Free** | Freemium |
| Size | 150 MB | 75 MB |
| Requires iOS | **15.6** | 26 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Thawani Technologies LLC](https://appshunter.io/developer/1339140336) | [Amjad Alsulimani](https://appshunter.io/developer/1531562471) |

## What reviewers say

### Thawani Pay

[App page](https://appshunter.io/ios/app/thawani-pay/id1511347191)

Manage your finances digitally with a secure and intuitive platform. Pay bills, send money locally and internationally, and access financial services like insurance and microfinance. Explore digital products and use prepaid cards for seamless transactions.

**Highlights:** Bill payments, QR code payments, Local money transfers, International remittances, Digital insurance, Microfinance management, Prepaid card activation

**In-app purchases:** none


### Surrah App

[App page](https://appshunter.io/ios/app/surrah-app/id6443954376)

This app helps you master your money by tracking expenses, managing budgets, and setting savings goals. It offers insights into spending habits, subscription management, and shared financial spaces. Supports multiple currencies and includes bank-level security.

**Highlights:** Smart expense tracking with receipt attachment, Customizable budget creation and progress monitoring, Savings goal setting and milestone tracking, Subscription management with payment reminders, Financial insights and spending analytics, Shared financial spaces for household management, Multi-currency support with automatic conversion, Biometric security (Face ID/Touch ID)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surrah + | $2.99 | per 7 days |
| Surrah + | $4.99 | per month |
| Surrah + | $59.99 | per year |


## Frequently asked questions

### Is Thawani Pay free?

Thawani Pay is free to download, with no in-app purchases.

### Is Surrah App free?

Surrah App is free to download, with in-app purchases available.

### Which has better reviews, Thawani Pay or Surrah App?

Surrah App is rated higher. Thawani Pay averages 3.4 out of 5 from 48 ratings, while Surrah App averages 5.0 from 1 ratings.

### Do Thawani Pay or Surrah App have ads?

Neither Thawani Pay nor Surrah App shows ads.

### Which is updated more often, Thawani Pay or Surrah App?

Thawani Pay ships an update every 2 weeks, and Surrah App every 9 days. Most recently, Thawani Pay was updated on November 7, 2026 and Surrah App on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*