# ECHT Backoffice vs Debt Tracker IOU

The clearest difference is in-app purchases: ECHT Backoffice at none against Debt Tracker IOU's 6. ECHT Backoffice also leads on iOS requirement (16.0 vs 18.0). Debt Tracker IOU's advantage is update cadence (every 6 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Debt Tracker IOU sells 5 in-app purchases, starting at $0.99 per 7 days. ECHT Backoffice asks for nothing beyond the download.

ECHT Backoffice ships an update every 3 months, Debt Tracker IOU every 6 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | ECHT Backoffice | Debt Tracker IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | — | Freemium |
| Size | 36 MB | 17 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ECHT Gastro Partner GmbH](https://appshunter.io/developer/1511733654) | [Aniqa Safdar](https://appshunter.io/developer/1833685744) |

## What reviewers say

### ECHT Backoffice

[App page](https://appshunter.io/ios/app/echt-backoffice/id1511733655)

**Features:** Vision Pro support

**In-app purchases:** none


### Debt Tracker IOU

[App page](https://appshunter.io/ios/app/debt-tracker-iou-khatta-flow/id6756983630)

This app helps you track personal loans and debts, ensuring you never forget who owes you money. It offers smart financial insights, payment reminders, and secure local storage for your financial records.

**Highlights:** Track loans and IOUs, Smart financial insights, Payment reminders, Organize by person, Add notes and receipts, Export data to CSV, Local storage and biometric lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Pro | $0.99 | per 7 days |
| Monthly Pro | $2.99 | per month |
| Yearly Pro | $19.99 | per year |
| Lifetime Premium | $34.99 | one-time |
| Lifetime Pro | $34.99 | one-time |


## Frequently asked questions

### Is ECHT Backoffice free?

ECHT Backoffice is free to download, with no in-app purchases.

### Is Debt Tracker IOU free?

Debt Tracker IOU is free to download, with in-app purchases available.

### Do ECHT Backoffice or Debt Tracker IOU have ads?

Neither ECHT Backoffice nor Debt Tracker IOU shows ads.

### Which is updated more often, ECHT Backoffice or Debt Tracker IOU?

ECHT Backoffice ships an update every 3 months, and Debt Tracker IOU every 6 weeks. Most recently, ECHT Backoffice was updated on November 3, 2026 and Debt Tracker IOU on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*