# Spin by OXXO vs Plata

Spin by OXXO and Plata both sit at 4.8 stars, but that hides the real split: 94% of Plata's written reviews are positive against 44% of Spin by OXXO's. Spin by OXXO's advantage is iOS requirement (15.6 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Spin by OXXO against 4.9 for Plata. Both are backed by a comparable volume of ratings — 6.2K and 7.5K respectively. Written reviews are what separate them: 44% of Spin by OXXO's written reviews are positive against 94% of Plata's.

Spin by OXXO ships an update every 8 days, Plata fortnightly. The most recent releases landed on November 7, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Spin by OXXO | Plata |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (6.2K ratings)](https://appshunter.io/ios/app/spin-by-oxxo/id1511764877/reviews) | **[4.9 (7.5K ratings)](https://appshunter.io/ios/app/plata/id6443932656/reviews)** |
| Number of ratings | 6.2K | **7.5K** |
| Positive reviews | 44.3% of reviews | **94.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 187 MB | 464 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CADENA SERYS DE RECOLECCION SA DE CV](https://appshunter.io/developer/1510784460) | [Banco Plata, S.A., Institucion de Banca Multiple](https://appshunter.io/developer/1650726978) |

## What reviewers say

### Spin by OXXO

[App page](https://appshunter.io/ios/app/spin-by-oxxo/id1511764877)

Manage your finances with a digital account and a Visa card accepted nationwide. Open an account in minutes, deposit and receive transfers instantly, and enjoy exclusive benefits at OXXO stores and other merchants. Securely make purchases online and in-store, pay bills, and top up your phone credit.

**Highlights:** Open digital account in minutes, Get a Visa card accepted nationwide, Instant deposits and transfers, Exclusive benefits at OXXO stores, Secure online and in-store purchases, Pay bills and top up phone credit, Receive international deposits

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Excelente
- 👍 Rápido y fácil
- 🚀 Funciona perfectamente
- 👍 Muy conveniente
- 👍 Cero problemas

**What reviewers complain about**

- 🐛 No funciona
- 🐛 Diario tengo que actualizar mis datos
- 🐛 Cada ves que ocupas entrar requiere una actualización
- 🐛 Transferencias tardan en llegar
- 🐛 No me deja si quiera dar de alta la tarjeta

**Reported bugs**

- No deja actualizar
- Transferencias
- Tarjeta spin
- Excelente
- Recuperación de contraseña

**Requested features**

- Mejoras que debe aver


### Plata

[App page](https://appshunter.io/ios/app/plata/id6443932656)

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

**Highlights:** Real cashback rewards, Extended payment deadlines, Digital card for secure online shopping, Fast and personalized card delivery, Easy-to-use app interface, Investment services with AI guidance

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth, easy to use
- 🚀 Efficient and fast
- 💳 Excellent credit card features
- 💳 Innovative credit card
- 💳 Great cash back and rewards

**What reviewers complain about**

- 💳 Insufficient credit limit
- 💳 Confusing fees and charges
- 🐛 Occasional technical issues
- 🔒 Security concerns

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices

**Requested features**

- Increase credit limit options
- Provide more transparency on fees
- Improve mobile app stability


## Frequently asked questions

### Is Spin by OXXO free?

Spin by OXXO is free to download, with no in-app purchases.

### Is Plata free?

Plata is free to download, with no in-app purchases.

### Which has better reviews, Spin by OXXO or Plata?

Plata is rated higher. Spin by OXXO averages 4.8 out of 5 from 6.2K ratings, while Plata averages 4.9 from 7.5K ratings.

### Do Spin by OXXO or Plata have ads?

Neither Spin by OXXO nor Plata shows ads.

### Which is updated more often, Spin by OXXO or Plata?

Spin by OXXO ships an update every 8 days, and Plata fortnightly. Most recently, Spin by OXXO was updated on November 7, 2026 and Plata on November 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*