# IBAS vs VirtusLending

The clearest difference is rating: VirtusLending at 5.0 against IBAS's 4.7. IBAS's advantage is ratings volume (23 vs 1) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VirtusLending holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: IBAS has 23 ratings behind it against 1, so its average is the more settled of the two.

IBAS ships an update fortnightly, VirtusLending every 6 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | IBAS | VirtusLending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (23 ratings)](https://appshunter.io/ios/app/ibas/id1512391343/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/virtuslending/id6470745740/reviews)** |
| Number of ratings | **23** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 42 MB | 83 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [IBAS SH.P.K.](https://appshunter.io/developer/1526795801) | [Virtus Lending](https://appshunter.io/developer/1713367472) |

## What reviewers say

### IBAS

[App page](https://appshunter.io/ios/app/ibas/id1512391343)

This financial institution offers electronic payment and money transfer services, licensed by the Central Bank of Kosovo. It aims to provide simplified services and innovative financial solutions with a focus on integrity and quality.

**Highlights:** Electronic payments, Money transfers, National and international accounts, POS services, Quick loans

**Features:** Vision Pro support

**In-app purchases:** none


### VirtusLending

[App page](https://appshunter.io/ios/app/virtuslending/id6470745740)

This app provides financial leasing for used cars and quick loans for individuals and businesses. It offers flexible, personalized plans to help users achieve their financial goals with a focus on customer service and ease of process.

**Highlights:** Financial leasing for used cars, Quick loans for individuals and businesses, Personalized financial plans, Loans from €250 to €2,000, Flexible repayment terms, Exceptional customer service

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is IBAS free?

IBAS is free to download, with no in-app purchases.

### Is VirtusLending free?

VirtusLending is free to download, with no in-app purchases.

### Which has better reviews, IBAS or VirtusLending?

VirtusLending is rated higher. IBAS averages 4.7 out of 5 from 23 ratings, while VirtusLending averages 5.0 from 1 ratings.

### Do IBAS or VirtusLending have ads?

Neither IBAS nor VirtusLending shows ads.

### Which is updated more often, IBAS or VirtusLending?

IBAS ships an update fortnightly, and VirtusLending every 6 weeks. Most recently, IBAS was updated on November 3, 2026 and VirtusLending on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*