# Dividend Tracker vs OnGuardAI

The clearest difference is review sentiment: OnGuardAI at 100% against Dividend Tracker's 47%. OnGuardAI also leads on ads (none vs shown) and rating (5.0 vs 4.6). Dividend Tracker's advantage is update cadence (every 5 days vs every 6 weeks) and ratings volume (3.8K vs 4). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Dividend Tracker sells 5 in-app purchases, starting at $4.99 per month and OnGuardAI sells 2 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

OnGuardAI holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Dividend Tracker has 3.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 47% of Dividend Tracker's written reviews are positive against 100% of OnGuardAI's.

Dividend Tracker ships an update every 5 days, OnGuardAI every 6 weeks. The most recent releases landed on October 29, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Dividend Tracker | OnGuardAI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (3.8K ratings)](https://appshunter.io/ios/app/dividend-tracker-divtracker/id1512637716/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/onguardai/id6756443382/reviews)** |
| Number of ratings | **3.8K** | 4 |
| Positive reviews | 47.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 5 days** | Every 6 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#104** | — |
| Size | 45 MB | 21 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Boldizsar Tompe](https://appshunter.io/developer/1512637355) | [OnGuardAI Inc](https://appshunter.io/developer/1843430893) |

## What reviewers say

### Dividend Tracker

[App page](https://appshunter.io/ios/app/dividend-tracker-divtracker/id1512637716)

**Currently charting:** #104 Top Grossing · Finance (US App Store)

Effortlessly track and visualize your dividend income from stocks. This app consolidates your portfolio, analyzes payouts, and provides timely notifications for key dividend events. Stay informed with company news and manage your investments with ease.

**Highlights:** Link brokerage accounts, Visualize dividend income, Upcoming dividend payouts, Track multiple portfolios, Company news updates, Dividend event notifications, Ex-dividend calendar

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DivTracker Pro Monthly | $4.99 | per month |
| DivTracker Ultimate Monthly | $6.99 | per month |
| DivTracker Pro Yearly | $19.99 | per year |
| DivTracker Pro Yearly | $29.99 | per year |
| DivTracker Ultimate Annual | $49.99 | per year |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Efficient dividend tracking
- 💡 Helpful dividend calendar
- 🔒 Reliable data updates
- 💡 Detailed portfolio insights

**What reviewers complain about**

- 🐛 Inaccurate dividend calculations
- 🐛 Syncing issues across devices
- 🔍 Limited stock coverage (no Canadian/European stocks)
- 💰 Paywall for adding more than 3 stocks

**Reported bugs**

- Incorrect dividend information for some stocks
- Portfolio data disappearing after app updates
- Slow performance and UI lag issues

**Requested features**

- Add support for Canadian and European stocks
- Implement automatic portfolio sync across devices
- Provide more customization options (e.g., color themes)
- Include a feature to track dividend increases/decreases
- Add a comprehensive portfolio growth projection tool


### OnGuardAI

[App page](https://appshunter.io/ios/app/onguardai/id6756443382)

This app analyzes calls and voicemails in real-time to detect and warn users about phone scams. It provides instant alerts, protects against caller ID spoofing, and can notify a trusted contact of high-risk scams. The service prioritizes user privacy by not storing call data.

**Highlights:** Real-time scam detection during calls, Instant scam alerts and recommendations, Protection against caller ID spoofing, Voicemail scam analysis, Trusted contact notifications for high-risk scams, Privacy-focused with no call data storage

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OnGuardAI Premium | $8.99 | per month |
| OnGuardAI Premium | $89.99 | per year |


## Frequently asked questions

### Is Dividend Tracker free?

Dividend Tracker is free to download, with in-app purchases available.

### Is OnGuardAI free?

OnGuardAI is free to download, with in-app purchases available.

### Which has better reviews, Dividend Tracker or OnGuardAI?

OnGuardAI is rated higher. Dividend Tracker averages 4.6 out of 5 from 3.8K ratings, while OnGuardAI averages 5.0 from 4 ratings.

### Do Dividend Tracker or OnGuardAI have ads?

Dividend Tracker shows ads; OnGuardAI does not.

### Which is updated more often, Dividend Tracker or OnGuardAI?

Dividend Tracker ships an update every 5 days, and OnGuardAI every 6 weeks. Most recently, Dividend Tracker was updated on October 29, 2026 and OnGuardAI on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*