# Horizon CU vs FFSMID

The clearest difference is rating: FFSMID at 4.7 against Horizon CU's 1.0. FFSMID also leads on review sentiment (100% vs 67%) and update cadence (every 3 months vs every 19 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FFSMID holds the better App Store score, 4.7 against 1.0. Both are backed by a comparable volume of ratings — 3 and 10 respectively. Written reviews point the same way: 67% of Horizon CU's written reviews are positive against 100% of FFSMID's.

Horizon CU ships an update every 19 months, FFSMID every 3 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Horizon CU | FFSMID |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (3 ratings)](https://appshunter.io/ios/app/horizon-cu/id1512804738/reviews) | **[4.7 (10 ratings)](https://appshunter.io/ios/app/ffsmid/id1569199730/reviews)** |
| Number of ratings | 3 | **10** |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 23 MB | 106 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Horizon Credit Union (TN)](https://appshunter.io/developer/1407016980) | [First Federal Savings of Middletown](https://appshunter.io/developer/1569199732) |

## What reviewers say

### Horizon CU

[App page](https://appshunter.io/ios/app/horizon-cu/id1512804738)

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, pay bills, and make loan payments securely.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Deposit checks remotely, Pay bills and loans, Secure messaging

**In-app purchases:** none


### FFSMID

[App page](https://appshunter.io/ios/app/ffsmid/id1569199730)

Manage your finances on the go with this mobile banking app. Monitor accounts, deposit checks, make transfers, and pay bills securely from your device. Access features like Touch ID/Face ID for quick and safe logins.

**Highlights:** Monitor checking and savings accounts, Deposit checks via photos, Transfer funds between accounts, View and manage bills, Enable Touch ID/Face ID, Set up account alerts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Horizon CU free?

Horizon CU is free to download, with no in-app purchases.

### Is FFSMID free?

FFSMID is free to download, with no in-app purchases.

### Which has better reviews, Horizon CU or FFSMID?

FFSMID is rated higher. Horizon CU averages 1.0 out of 5 from 3 ratings, while FFSMID averages 4.7 from 10 ratings.

### Do Horizon CU or FFSMID have ads?

Neither Horizon CU nor FFSMID shows ads.

### Which is updated more often, Horizon CU or FFSMID?

Horizon CU ships an update every 19 months, and FFSMID every 3 months. Most recently, Horizon CU was updated on November 3, 2026 and FFSMID on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*