# PointPay・Cryptocurrency Wallet vs Retired.com (Formerly Choice)

PointPay・Cryptocurrency Wallet and Retired.com (Formerly Choice) both sit at 4.6 stars, but that hides the real split: 77% of PointPay・Cryptocurrency Wallet's written reviews are positive against 36% of Retired.com (Formerly Choice)'s. PointPay・Cryptocurrency Wallet also leads on update cadence (every 9 days vs every 6 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for PointPay・Cryptocurrency Wallet against 4.7 for Retired.com (Formerly Choice). Both are backed by a comparable volume of ratings — 695 and 1.5K respectively. Written reviews are what separate them: 77% of PointPay・Cryptocurrency Wallet's written reviews are positive against 36% of Retired.com (Formerly Choice)'s.

PointPay・Cryptocurrency Wallet ships an update every 9 days, Retired.com (Formerly Choice) every 6 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | PointPay・Cryptocurrency Wallet | Retired.com (Formerly Choice) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (695 ratings)](https://appshunter.io/ios/app/pointpaycryptocurrency-wallet/id1512836089/reviews) | **[4.7 (1.5K ratings)](https://appshunter.io/ios/app/retiredcom-formerly-choice/id1563472237/reviews)** |
| Number of ratings | 695 | **1.5K** |
| Positive reviews | **76.9% of reviews** | 36.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 66 MB | 117 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Point Pay LTD](https://appshunter.io/developer/1464885074) | [Choice Holdings Incorporated](https://appshunter.io/developer/1502047794) |

## What reviewers say

### PointPay・Cryptocurrency Wallet

[App page](https://appshunter.io/ios/app/pointpaycryptocurrency-wallet/id1512836089)

This app allows users to easily buy, manage, and track various cryptocurrencies. It offers a convenient platform for beginners to enter the crypto market, with options to purchase digital assets using credit cards and mobile payment services. Users can also earn daily interest on their holdings and stake specific tokens for additional benefits.

**Highlights:** Buy Bitcoin, Ethereum, and other cryptocurrencies, Accepts credit cards, bank transfers, Apple Pay, Google Pay, Earn daily interest on crypto assets, Stake PXP tokens for rewards, Crypto School for learning, 24/7 technical support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Intuitive and user-friendly interface
- 🔒 Secure and trustworthy platform
- 💡 Excellent design and features
- 👍 Optimized for beginners and experts

**What reviewers complain about**

- 🐛 Occasional login and withdrawal issues
- ⚠️ Concerning reports of funds disappearing
- ⚠️ Questionable business practices (account closures)

**Reported bugs**

- Login screen freezes
- Withdrawal delays and processing errors

**Requested features**

- P2P trading functionality
- More advanced trading tools and analytics
- Improved multi-device synchronization


### Retired.com (Formerly Choice)

[App page](https://appshunter.io/ios/app/retiredcom-formerly-choice/id1563472237)

Invest in cryptocurrency within a tax-advantaged retirement account. This platform allows you to trade and stake digital assets, manage rollovers, and choose from various IRA and 401(k) structures. It prioritizes security with SOC 2 Type 1 certification and institutional-grade custody.

**Highlights:** Tax-advantaged crypto investing, Trade and stake digital assets, Rollover and transfer options, Various IRA and 401(k) structures, SOC 2 Type 1 certified security, Institutional-grade cold storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 💡 Ability to invest in crypto in IRA
- 👍 Simple and clean interface
- 🚀 Smooth app experience

**What reviewers complain about**

- 💰 High and hidden fees
- 🔒 Data breach and security concerns
- 🐛 Buggy software and glitches
- 🔒 Difficulty withdrawing funds
- 💰 Exorbitant monthly fees

**Reported bugs**

- Login and withdrawal issues
- Inconsistent fee information
- Disappearing account balances

**Requested features**

- Instant deposits and trading
- Improved account statements and transparency
- More crypto asset options


## Frequently asked questions

### Is PointPay・Cryptocurrency Wallet free?

PointPay・Cryptocurrency Wallet is free to download, with no in-app purchases.

### Is Retired.com (Formerly Choice) free?

Retired.com (Formerly Choice) is free to download, with no in-app purchases.

### Which has better reviews, PointPay・Cryptocurrency Wallet or Retired.com (Formerly Choice)?

Retired.com (Formerly Choice) is rated higher. PointPay・Cryptocurrency Wallet averages 4.6 out of 5 from 695 ratings, while Retired.com (Formerly Choice) averages 4.7 from 1.5K ratings.

### Do PointPay・Cryptocurrency Wallet or Retired.com (Formerly Choice) have ads?

Neither PointPay・Cryptocurrency Wallet nor Retired.com (Formerly Choice) shows ads.

### Which is updated more often, PointPay・Cryptocurrency Wallet or Retired.com (Formerly Choice)?

PointPay・Cryptocurrency Wallet ships an update every 9 days, and Retired.com (Formerly Choice) every 6 weeks. Most recently, PointPay・Cryptocurrency Wallet was updated on October 29, 2026 and Retired.com (Formerly Choice) on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*