# HelpPay vs Искра | БНБ

The clearest difference is device support: HelpPay at 3 against Искра | БНБ's 1. HelpPay also leads on iOS requirement (12.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HelpPay ships an update every 5 weeks, Искра | БНБ every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | HelpPay | Искра | БНБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.0 (44 ratings)](https://appshunter.io/ios/app/id6480586304/reviews)** |
| Number of ratings | — | **44** |
| Positive reviews | — | 14.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | — | Ad-supported |
| Size | 49 MB | 358 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Мой Дом](https://appshunter.io/developer/1512759832) | [BNB-BANK, OAO](https://appshunter.io/developer/1378927320) |

## What reviewers say

### HelpPay

[App page](https://appshunter.io/ios/app/helppay/id1512955418)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Искра | БНБ

[App page](https://appshunter.io/ios/app/id6480586304)

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

**Highlights:** Open cards, accounts, and deposits, Make payments and transfers, Exchange currency at favorable rates, Manage accounts and cards, Apply for and pay off loans, Track finances with statements and history, Get online consultations 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HelpPay free?

HelpPay is free to download, with no in-app purchases.

### Is Искра | БНБ free?

Искра | БНБ is free to download, with no in-app purchases.

### Do HelpPay or Искра | БНБ have ads?

Neither HelpPay nor Искра | БНБ shows ads.

### Which is updated more often, HelpPay or Искра | БНБ?

HelpPay ships an update every 5 weeks, and Искра | БНБ every 3 weeks. Most recently, HelpPay was updated on October 29, 2026 and Искра | БНБ on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*