# My Simple Expenses vs Payplan

The clearest difference is in-app purchases: My Simple Expenses at none against Payplan's 1. Payplan's advantage is update cadence (weekly vs every 5 months) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Payplan sells 1 one-off in-app purchase. My Simple Expenses asks for nothing beyond the download.

My Simple Expenses ships an update every 5 months, Payplan weekly. The most recent releases landed on October 8, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | My Simple Expenses | Payplan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/my-simple-expenses/id1513436337/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 5 months | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 46 MB | 26 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Gracetech Digital Solutions LLC](https://appshunter.io/developer/6775337687) | [Andre Salvador](https://appshunter.io/developer/1584863518) |

## What reviewers say

### My Simple Expenses

[App page](https://appshunter.io/ios/app/my-simple-expenses/id1513436337)

Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.

**Highlights:** Monthly expense tracking, Recurring expense management, Installment expense management, Overdue payment highlighting, Detailed expense editing, Expense deletion options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payplan

[App page](https://appshunter.io/ios/app/payplan/id6450763738)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Sem anúncios | $0.99 | one-time |


## Frequently asked questions

### Is My Simple Expenses free?

My Simple Expenses is free to download, with no in-app purchases.

### Is Payplan free?

Payplan is free to download, with in-app purchases available.

### Do My Simple Expenses or Payplan have ads?

Both My Simple Expenses and Payplan show ads.

### Which is updated more often, My Simple Expenses or Payplan?

My Simple Expenses ships an update every 5 months, and Payplan weekly. Most recently, My Simple Expenses was updated on October 8, 2026 and Payplan on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*