# Simplus Financial vs Timex Pay™

The clearest difference is review sentiment: Simplus Financial at 100% against Timex Pay™'s 60%. Timex Pay™'s advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simplus Financial ships an update every 2 months, Timex Pay™ every 3 weeks. The most recent releases landed on August 18, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Simplus Financial | Timex Pay™ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (11 ratings)](https://appshunter.io/ios/app/timex-pay/id1541083209/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | **100.0% of reviews** | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 86 MB | 39 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Simplus Financial Consultancy Private Limited](https://appshunter.io/developer/1513532023) | [TIMEX](https://appshunter.io/developer/899253909) |

## What reviewers say

### Simplus Financial

[App page](https://appshunter.io/ios/app/simplus-financial/id1513532024)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track historical performance, download detailed reports, and invest online. Includes helpful financial calculators for retirement, SIPs, and EMIs.

**Highlights:** Complete portfolio tracking, Historical performance view, Transaction statement download, Online mutual fund investment, Capital gain reports, Financial calculators, Insurance premium tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Timex Pay™

[App page](https://appshunter.io/ios/app/timex-pay/id1541083209)

This app enables contactless payments directly from your watch strap, offering a secure and convenient alternative to carrying a wallet. It utilizes tokenization technology for enhanced financial security and works at any store accepting contactless payments.

**Highlights:** Contactless payments via watch strap, Tokenization for enhanced security, Water-resistant design, No batteries or charging required, Works at contactless payment terminals

**In-app purchases:** none


## Frequently asked questions

### Is Simplus Financial free?

Simplus Financial is free to download, with no in-app purchases.

### Is Timex Pay™ free?

Timex Pay™ is free to download, with no in-app purchases.

### Do Simplus Financial or Timex Pay™ have ads?

Neither Simplus Financial nor Timex Pay™ shows ads.

### Which is updated more often, Simplus Financial or Timex Pay™?

Simplus Financial ships an update every 2 months, and Timex Pay™ every 3 weeks. Most recently, Simplus Financial was updated on August 18, 2026 and Timex Pay™ on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*