# PayBy vs VSaaS

The clearest difference is iOS requirement: PayBy at 11.0 against VSaaS's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayBy ships an update every 5 weeks, VSaaS monthly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | PayBy | VSaaS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (10 ratings)](https://appshunter.io/ios/app/payby-mobile-payment/id1513907527/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 15.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | — |
| Size | 139 MB | 71 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Botim Money Technology LLC](https://appshunter.io/developer/1513907526) | [Initsys LTD](https://appshunter.io/developer/1246211345) |

## What reviewers say

### PayBy

[App page](https://appshunter.io/ios/app/payby-mobile-payment/id1513907527)

This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.

**Highlights:** Facial recognition and fingerprint security, QR code payments, Cashless and contactless transactions, Access to coupons and discounts, Loyalty benefits, Manage bank cards and mobile top-ups, Cash in and out functionality

**Features:** Apple Wallet

**In-app purchases:** none


### VSaaS

[App page](https://appshunter.io/ios/app/vsaas/id1520003309)

**In-app purchases:** none


## Frequently asked questions

### Is PayBy free?

PayBy is free to download, with no in-app purchases.

### Is VSaaS free?

VSaaS is free to download, with no in-app purchases.

### Do PayBy or VSaaS have ads?

Neither PayBy nor VSaaS shows ads.

### Which is updated more often, PayBy or VSaaS?

PayBy ships an update every 5 weeks, and VSaaS monthly. Most recently, PayBy was updated on October 24, 2026 and VSaaS on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*