# PayBy vs Saving Circles

PayBy and Saving Circles are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | PayBy | Saving Circles |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (11 ratings)](https://appshunter.io/ios/app/payby-mobile-payment/id1513907527/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 15.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | — |
| Size | 139 MB | 63 MB |
| Requires iOS | **11.0** | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Botim Money Technology LLC](https://appshunter.io/developer/1513907526) | [SoftLinks FZCO](https://appshunter.io/developer/1718017887) |

## What reviewers say

### PayBy

[App page](https://appshunter.io/ios/app/payby-mobile-payment/id1513907527)

This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.

**Highlights:** Facial recognition and fingerprint security, QR code payments, Cashless and contactless transactions, Access to coupons and discounts, Loyalty benefits, Manage bank cards and mobile top-ups, Cash in and out functionality

**Features:** Apple Wallet

**In-app purchases:** none


### Saving Circles

[App page](https://appshunter.io/ios/app/saving-circles/id6477909902)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayBy free?

PayBy is free to download, with no in-app purchases.

### Is Saving Circles free?

Saving Circles is free to download, with no in-app purchases.

### Do PayBy or Saving Circles have ads?

Neither PayBy nor Saving Circles shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*