# DAVIbank Panamá vs CMF App

The clearest difference is rating: CMF App at 5.0 against DAVIbank Panamá's 1.8. DAVIbank Panamá's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CMF App holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: DAVIbank Panamá has 37 ratings behind it against 7, so its average is the more settled of the two.

DAVIbank Panamá ships an update fortnightly, CMF App every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | DAVIbank Panamá | CMF App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (37 ratings)](https://appshunter.io/ios/app/davibank-panama/id1514019869/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/cmf-app/id6451213803/reviews)** |
| Number of ratings | **37** | 7 |
| Positive reviews | 6.9% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 47 MB | 85 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Scotiabank de Costa Rica](https://appshunter.io/developer/740676718) | [CM Financiera, S.A](https://appshunter.io/developer/1697185668) |

## What reviewers say

### DAVIbank Panamá

[App page](https://appshunter.io/ios/app/davibank-panama/id1514019869)

Manage your finances with this banking app. Check balances, make payments, transfer funds, and access investment details. Enjoy secure 24/7 access with facial recognition.

**Highlights:** Check account balances and transactions, Manage credit cards, Access investment details, Make payments and transfers, Open savings accounts, Share transaction receipts

**In-app purchases:** none


### CMF App

[App page](https://appshunter.io/ios/app/cmf-app/id6451213803)

Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.

**Highlights:** Digital credit card access, Transaction inquiries, Payment processing, Installment conversion, Insurance purchasing, New product applications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DAVIbank Panamá free?

DAVIbank Panamá is free to download, with no in-app purchases.

### Is CMF App free?

CMF App is free to download, with no in-app purchases.

### Which has better reviews, DAVIbank Panamá or CMF App?

CMF App is rated higher. DAVIbank Panamá averages 1.8 out of 5 from 37 ratings, while CMF App averages 5.0 from 7 ratings.

### Do DAVIbank Panamá or CMF App have ads?

CMF App shows ads; DAVIbank Panamá does not.

### Which is updated more often, DAVIbank Panamá or CMF App?

DAVIbank Panamá ships an update fortnightly, and CMF App every 3 weeks. Most recently, DAVIbank Panamá was updated on October 25, 2026 and CMF App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*