# TiC Life vs Create Pay

The clearest difference is iOS requirement: Create Pay at 12.0 against TiC Life's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TiC Life ships an update every 3 weeks, Create Pay every 2 weeks. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | TiC Life | Create Pay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 145 MB | 31 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [TiC Global Payments S.L.](https://appshunter.io/developer/1514669953) | [NASER HATAB](https://appshunter.io/developer/1546149254) |

## What reviewers say

### TiC Life

[App page](https://appshunter.io/ios/app/tic-life/id1514669954)

This app functions as a primary spending account, allowing users to earn tokens with every purchase. These tokens can then be redeemed for lifestyle rewards, effectively letting you spend your money twice. It offers features like sending money requests, making real-time transfers, and managing your TiC card with full control.

**Highlights:** Earn tokens with every purchase, Redeem tokens for lifestyle rewards, Send money requests, Real-time global money transfers, Card control (limits, activation), Secure online payments with digital cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Create Pay

[App page](https://appshunter.io/ios/app/create-pay/id1552028188)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is TiC Life free?

TiC Life is free to download, with no in-app purchases.

### Is Create Pay free?

Create Pay is free to download, with no in-app purchases.

### Do TiC Life or Create Pay have ads?

Neither TiC Life nor Create Pay shows ads.

### Which is updated more often, TiC Life or Create Pay?

TiC Life ships an update every 3 weeks, and Create Pay every 2 weeks. Most recently, TiC Life was updated on October 7, 2026 and Create Pay on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*