# TiC Life vs DECTA Merchant

TiC Life and DECTA Merchant are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on July 21, 2026 and August 4, 2026 respectively.

## The numbers

| Metric | TiC Life | DECTA Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | — |
| Size | 145 MB | 98 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 17+ |
| Developer | [TiC Global Payments S.L.](https://appshunter.io/developer/1514669953) | [Decta Limited](https://appshunter.io/developer/1723485812) |

## What reviewers say

### TiC Life

[App page](https://appshunter.io/ios/app/tic-life/id1514669954)

This app functions as a primary spending account, allowing users to earn tokens with every purchase. These tokens can then be redeemed for lifestyle rewards, effectively letting you spend your money twice. It offers features like sending money requests, making real-time transfers, and managing your TiC card with full control.

**Highlights:** Earn tokens with every purchase, Redeem tokens for lifestyle rewards, Send money requests, Real-time global money transfers, Card control (limits, activation), Secure online payments with digital cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DECTA Merchant

[App page](https://appshunter.io/ios/app/decta-merchant/id6475168520)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TiC Life free?

TiC Life is free to download, with no in-app purchases.

### Is DECTA Merchant free?

DECTA Merchant is free to download, with no in-app purchases.

### Do TiC Life or DECTA Merchant have ads?

Neither TiC Life nor DECTA Merchant shows ads.

### Which is updated more often, TiC Life or DECTA Merchant?

TiC Life ships an update every 3 weeks, and DECTA Merchant every 3 weeks. Most recently, TiC Life was updated on July 21, 2026 and DECTA Merchant on August 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*