# SeylanPay Merchant vs LendPal

The clearest difference is in-app purchases: SeylanPay Merchant at none against LendPal's 3. SeylanPay Merchant also leads on iOS requirement (15.6 vs 18.4). LendPal's advantage is update cadence (weekly vs every 10 months). On price, ads and device support there is nothing between them.

Both are free to download. LendPal sells 3 in-app purchases, starting at $2.99 per month. SeylanPay Merchant asks for nothing beyond the download.

SeylanPay Merchant ships an update every 10 months, LendPal weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SeylanPay Merchant | LendPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lendpal/id6753029457/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 months | **Weekly** |
| Monetization | — | Freemium |
| Size | 62 MB | 8 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Seylan Bank PLC](https://appshunter.io/developer/1061045337) | [John Mutua](https://appshunter.io/developer/1842196536) |

## What reviewers say

### SeylanPay Merchant

[App page](https://appshunter.io/ios/app/seylanpay-merchant/id1514734140)

**Features:** macOS Compatibility

**In-app purchases:** none


### LendPal

[App page](https://appshunter.io/ios/app/lendpal/id6753029457)

Easily track personal loans and repayments in one place. Monitor outstanding balances, record payments flexibly, and stay organized with loan grouping and due date tracking. Offers customization and security features.

**Highlights:** Track outstanding loan balances, Record and edit repayments, Group loans by person, Identify overdue loans, Customizable currency and appearance, Face ID/Touch ID protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $2.99 | per month |
| 3-Months Plan | $6.99 | per 3 months |
| Annual Plan | $24.99 | per year |


## Frequently asked questions

### Is SeylanPay Merchant free?

SeylanPay Merchant is free to download, with no in-app purchases.

### Is LendPal free?

LendPal is free to download, with in-app purchases available.

### Do SeylanPay Merchant or LendPal have ads?

Neither SeylanPay Merchant nor LendPal shows ads.

### Which is updated more often, SeylanPay Merchant or LendPal?

SeylanPay Merchant ships an update every 10 months, and LendPal weekly. Most recently, SeylanPay Merchant was updated on November 3, 2026 and LendPal on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*