# H vs Restart

The clearest difference is rating: H at 4.9 against Restart's 4.0. H also leads on ratings volume (9.6K vs 83). Restart's advantage is review sentiment (72% vs 33%) and update cadence (every 3 weeks vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

H holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: H has 9.6K ratings behind it against 83, so its average is the more settled of the two. Written reviews complicate that: 33% of H's written reviews are positive against 72% of Restart's, so the app with the better star average is not the one people write more warmly about.

H ships an update every 5 weeks, Restart every 3 weeks. The most recent releases landed on October 30, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | H | Restart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9.6K ratings)](https://appshunter.io/ios/app/h-e-b-debit/id1514744431/reviews)** | [4.0 (83 ratings)](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155/reviews) |
| Number of ratings | **9.6K** | 83 |
| Positive reviews | 32.6% of reviews | **71.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 53 MB | 187 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Netspend Corporation](https://appshunter.io/developer/381397907) | [Restart Financial Inc.](https://appshunter.io/developer/1560009429) |

## What reviewers say

### H

[App page](https://appshunter.io/ios/app/h-e-b-debit/id1514744431)

This debit account offers Texans a convenient way to pay, with benefits like 5% cash back on store brand products and no monthly fees. It also provides overdraft protection and faster access to funds through direct deposit.

**Highlights:** 5% cash back on H-E-B brand products, No monthly account maintenance fee, Purchase Cushion up to $20, Access funds up to 2 days faster, Free cash withdrawals at H-E-B ATMs, Add funds at no cost at H-E-B locations

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💳 Great cash back on HEB products
- 🏦 Useful for those without regular bank accounts
- 🇹🇽 Convenient for Texas residents

**What reviewers complain about**

- 🐛 Buggy app with frequent issues
- 🤖 Poor customer service, often outsourced
- 🔒 Difficulty linking bank accounts and adding funds
- 💳 Limited functionality compared to regular debit cards

**Reported bugs**

- App crashes and freezes
- Deposit and transfer failures
- Incorrect transaction reporting

**Requested features**

- Link to mobile wallets like Apple Pay
- Improved deposit and transfer options
- Overdraft protection


### Restart

[App page](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155)

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

**Highlights:** Fee-free checking account, Visa debit card, Social impact donations, Early direct deposit, Mobile check deposit, Multi-language support, ATM withdrawals

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and fast registration
- 👍 Convenient mobile banking app
- 👍 Free to use
- 👍 Good for refugees and newcomers
- 👍 Russian-speaking support available

**What reviewers complain about**

- ❌ Scam accusations
- ❌ Inability to withdraw funds
- ❌ Accounts frozen and money taken
- ❌ Deactivated accounts after deposit
- ❌ Lies about no credit check

**Reported bugs**

- Cannot open account, no registration button
- App doesn't work correctly
- Error message when adding bank
- Error message when transferring money
- Mobile check deposit on extended hold

**Requested features**

- Option to call customer support


## Frequently asked questions

### Is H free?

H is free to download, with no in-app purchases.

### Is Restart free?

Restart is free to download, with no in-app purchases.

### Which has better reviews, H or Restart?

H is rated higher. H averages 4.9 out of 5 from 9.6K ratings, while Restart averages 4.0 from 83 ratings.

### Do H or Restart have ads?

Neither H nor Restart shows ads.

### Which is updated more often, H or Restart?

H ships an update every 5 weeks, and Restart every 3 weeks. Most recently, H was updated on October 30, 2026 and Restart on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*