# H vs Worthium

H and Worthium both sit at 4.9 stars, but that hides the real split: 100% of Worthium's written reviews are positive against 33% of H's. Worthium also leads on update cadence (every 2 days vs every 5 weeks). H's advantage is in-app purchases (none vs 1) and ratings volume (9.7K vs 3). On price, rating, ads and device support there is nothing between them.

Both are free to download. Worthium sells 1 in-app purchase, starting at $6.99 per year. H asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for H against 5.0 for Worthium. That said, the two scores are not equally well evidenced: H has 9.7K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 33% of H's written reviews are positive against 100% of Worthium's.

H ships an update every 5 weeks, Worthium every 2 days. The most recent releases landed on November 12, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | H | Worthium |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (9.7K ratings)](https://appshunter.io/ios/app/h-e-b-debit/id1514744431/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/worthium-net-worth-tracker/id6757906867/reviews)** |
| Number of ratings | **9.7K** | 3 |
| Positive reviews | 32.6% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 days** |
| Monetization | **Free** | Paid |
| Size | 53 MB | 54 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Netspend Corporation](https://appshunter.io/developer/381397907) | [ERIC ADLER](https://appshunter.io/developer/1869528188) |

## What reviewers say

### H

[App page](https://appshunter.io/ios/app/h-e-b-debit/id1514744431)

This debit account offers Texans a convenient way to pay, with benefits like 5% cash back on store brand products and no monthly fees. It also provides overdraft protection and faster access to funds through direct deposit.

**Highlights:** 5% cash back on H-E-B brand products, No monthly account maintenance fee, Purchase Cushion up to $20, Access funds up to 2 days faster, Free cash withdrawals at H-E-B ATMs, Add funds at no cost at H-E-B locations

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💳 Great cash back on HEB products
- 🏦 Useful for those without regular bank accounts
- 🇹🇽 Convenient for Texas residents

**What reviewers complain about**

- 🐛 Buggy app with frequent issues
- 🤖 Poor customer service, often outsourced
- 🔒 Difficulty linking bank accounts and adding funds
- 💳 Limited functionality compared to regular debit cards

**Reported bugs**

- App crashes and freezes
- Deposit and transfer failures
- Incorrect transaction reporting

**Requested features**

- Link to mobile wallets like Apple Pay
- Improved deposit and transfer options
- Overdraft protection


### Worthium

[App page](https://appshunter.io/ios/app/worthium-net-worth-tracker/id6757906867)

A private, offline net worth tracker that allows you to manually input assets and liabilities. Gain clarity on your financial standing without sharing your data or dealing with ads and subscriptions.

**Highlights:** 100% Offline tracking, Private by design, data stays on device, No account or bank connections required, Ad-free and no in-app purchases, Manual asset and liability entry, View net worth and historical trends

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Worthium Pro | $6.99 | per year |


## Frequently asked questions

### Is H free?

H is free to download, with no in-app purchases.

### Is Worthium free?

Worthium is free to download, with in-app purchases available.

### Which has better reviews, H or Worthium?

Worthium is rated higher. H averages 4.9 out of 5 from 9.7K ratings, while Worthium averages 5.0 from 3 ratings.

### Do H or Worthium have ads?

Neither H nor Worthium shows ads.

### Which is updated more often, H or Worthium?

H ships an update every 5 weeks, and Worthium every 2 days. Most recently, H was updated on November 12, 2026 and Worthium on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*