# Bank Zero vs AP Central

The clearest difference is rating: AP Central at 5.0 against Bank Zero's 3.5. AP Central also leads on review sentiment (100% vs 67%). Bank Zero's advantage is ratings volume (12 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AP Central holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Bank Zero has 12 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 67% of Bank Zero's written reviews are positive against 100% of AP Central's.

## The numbers

| Metric | Bank Zero | AP Central |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (12 ratings)](https://appshunter.io/ios/app/bank-zero/id1514773975/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/ap-central-receipt-scanner/id6504193733/reviews)** |
| Number of ratings | **12** | 2 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | Free |
| Size | 148 MB | 25 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [Bank Zero](https://appshunter.io/developer/1514773974) | [Ademero, Inc.](https://appshunter.io/developer/1627527126) |

## What reviewers say

### Bank Zero

[App page](https://appshunter.io/ios/app/bank-zero/id1514773975)

A modern, app-driven bank offering robust financial services for individuals and businesses at no cost. Features include secure transactions, account management, and dedicated support. Explore unique banking functionalities and manage your finances seamlessly.

**Highlights:** App-driven banking, Zero cost services, Individual and business accounts, Secure patented card, Dedicated banking specialists, Account opening and management, Payment and transfer services

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### AP Central

[App page](https://appshunter.io/ios/app/ap-central-receipt-scanner/id6504193733)

Effortlessly capture and upload receipts directly to QuickBooks Online. Streamline invoice processing and eliminate manual data entry for enhanced financial tracking with minimal effort.

**Highlights:** Receipt scanning and uploading, QuickBooks Online integration, Automated transaction recording, Invoice processing, Eliminates manual data entry

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Bank Zero free?

Bank Zero is free to download, with no in-app purchases.

### Is AP Central free?

AP Central is free to download, with no in-app purchases.

### Which has better reviews, Bank Zero or AP Central?

AP Central is rated higher. Bank Zero averages 3.5 out of 5 from 12 ratings, while AP Central averages 5.0 from 2 ratings.

### Do Bank Zero or AP Central have ads?

Neither Bank Zero nor AP Central shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*