# 智方便 iAM Smart vs 复星财富IFA

The clearest difference is ads: 智方便 iAM Smart at none against 复星财富IFA's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

智方便 iAM Smart ships an update every 3 weeks, 复星财富IFA every 2 weeks. The most recent releases landed on September 11, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | 智方便 iAM Smart | 复星财富IFA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (30 ratings)](https://appshunter.io/ios/app/iam-smart/id1515065344/reviews)** | — |
| Number of ratings | **30** | — |
| Positive reviews | 2.6% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 212 MB | 78 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Digital Policy Office](https://appshunter.io/developer/426069050) | [Fosun International Securities Limited](https://appshunter.io/developer/1072049726) |

## What reviewers say

### 智方便 iAM Smart

[App page](https://appshunter.io/ios/app/iam-smart/id1515065344)

This app offers a single digital identity for Hong Kong residents to securely log in to government and commercial online services. It features auto form filling, personalized notifications, and digital signing capabilities for enhanced convenience and efficiency in managing digital transactions.

**Highlights:** Single digital identity for login, Secure authentication, Auto form filling with e-ME, Personalized notifications, Digital signing (iAM Smart+)

**In-app purchases:** none

**What reviewers like**

- 👍 Very convenient to use
- 🚀 Can submit application overseas

**What reviewers complain about**

- 👎 Scanning ID never works
- 👎 QR code scanner never works
- 👎 Face recognition doesn't work
- 👎 NFC function is poor
- 👎 App is unusable

**Reported bugs**

- System update requires resetting linkage
- Cannot scan ID card or QR code
- Camera function cannot be activated
- Face recognition doesn't work
- NFC function doesn't work

**Requested features**

- Alternative login method besides Face ID
- Add dark mode option
- Improve NFC functionality
- Improve QR code scanner
- Improve facial recognition accuracy


### 复星财富IFA

[App page](https://appshunter.io/ios/app/ifa/id6748744507)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 智方便 iAM Smart free?

智方便 iAM Smart is free to download, with no in-app purchases.

### Is 复星财富IFA free?

复星财富IFA is free to download, with no in-app purchases.

### Do 智方便 iAM Smart or 复星财富IFA have ads?

复星财富IFA shows ads; 智方便 iAM Smart does not.

### Which is updated more often, 智方便 iAM Smart or 复星财富IFA?

智方便 iAM Smart ships an update every 3 weeks, and 复星财富IFA every 2 weeks. Most recently, 智方便 iAM Smart was updated on September 11, 2026 and 复星财富IFA on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*