Comparison

Budget & Bill Organizer vs Basic Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget & Bill Organizer

Quickly log expenses with a simple interface or create detailed entries. Take control of your finances without needing an account or internet connection. This app prioritizes user privacy and offers a completely ad-free experience.

Highlights
  • Quick expense entry
  • Detailed entry option
  • No account required
  • Offline functionality
  • Ad-free experience
  • Privacy-focused
Features
Read full description

Rake is a calm place to see your money, made for one person and nobody else. Log spending in seconds. Type it, say it out loud, or scan a receipt. Quick favorites remember the things you buy most, so a coffee or a bus fare takes one tap. Set gentle monthly budgets by category. Rake gives you a soft nudge as a category gets full, never a lecture. The home screen widget shows what is left to spend today, so you always know where you stand. Keep every bill and subscription in one list. Add a due date and Rake reminds you before it lands, and recurring charges repeat on their own so nothing sneaks up on you. Save for things that matter with jars. Name a jar, set a goal, and watch it fill up. If you are paying down debt, the snowball tracker puts your balances in order and shows the date each one clears. End each month with a recap. See where money went, what changed since last month, and what to adjust next. Plain English, no charts you need a finance degree to read. Private by design. Your data lives on your phone. No account, no sign up, no ads, no one watching what you spend. What is new Easy Finance is now Rake. The whole app has been redesigned from the ground up with a warmer look, faster expense logging, better bill reminders, savings jars, a debt payoff tracker, and new home screen widgets. This update also introduces Rake Premium. Rake Premium Premium unlocks the full feature set, including unlimited budgets, bills and subscriptions, savings jars, the debt snowball tracker, monthly recaps and insights, and all widgets. Yearly is 39.99 and monthly is 11.99. There is no free trial. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple ID settings. Rake works well if you want a simple budget planner, an expense tracker, a subscription manager, a savings goal tracker, or a debt payoff plan, all in one quiet app. Download Rake and give this month a plan you can actually keep. https://rakeapp.rork.app https://rakeapp.rork.app/about https://rakeapp.rork.app/privacy https://rakeapp.rork.app/terms

About

Basic Expense Tracker

Easily track your daily spending and cash flow with this finance app. It syncs across your iOS devices and offers features like expense rating and currency switching. Export your data to spreadsheets for further analysis.

Highlights
  • Daily expense tracking
  • iCloud sync across devices
  • Expense rating indicator
  • Currency switcher
  • CSV export/import
  • Daily reminders
Features
Read full description

The straightforward expense tracker that syncs across all your iOS devices. This expense tracker was inspired by the book "Your Money or Your Life" by Vicki Robin, Joe Dominguez and Mr. Money Mustache. - Daily reminder - Currency-switcher - Good-Neutral-Bad indicator to rate your expenses. - Did I want to buy this? - iCloud-sync - CSV Spreadsheet (export/import)

Screenshots

Budget & Bill Organizer4 screens
Basic Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: Basic Expense Tracker at 5.0 against Budget & Bill Organizer's 4.3. Basic Expense Tracker also leads on review sentiment (100% vs 79%) and iOS requirement (16 vs 18.0). Budget & Bill Organizer's advantage is ratings volume (39 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget & Bill Organizer sells 1 one-off in-app purchase and Basic Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Basic Expense Tracker holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Budget & Bill Organizer has 39 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 79% of Budget & Bill Organizer's written reviews are positive against 100% of Basic Expense Tracker's.

UpkeepUpdate frequency

Budget & Bill Organizer ships an update weekly, Basic Expense Tracker fortnightly. The most recent releases landed on September 12, 2026 and September 19, 2026 respectively.

Scorecard4 real differences · 6 level
Budget & Bill Organizer versus Basic Expense Tracker: the parameters behind the verdict, then further details
ParameterBudget & Bill OrganizerBasic Expense Tracker
PriceFreeFree
Rating4.3 (39 ratings)5.0 (7 ratings) — better
Positive reviews78.6% of reviews100.0% of reviews — better
Number of ratings39 — better7
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.016 — better
Further details — not scored
Size32 MB2 MB
Age rating4+4+
DeveloperApptimize LLCIvo Maag

Customer experience

Budget & Bill Organizer

All ratings39 ratings
Positive87.2%
Neutral5.1%
Negative7.7%
Written reviews14 reviews
Positive78.6%
Neutral7.1%
Negative14.3%

Basic Expense Tracker

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Budget & Bill Organizer

One-time1
  • Pro Version$4.99
1 purchases

Basic Expense Tracker

One-time1
  • Tip$1.99

Questions

Is Budget & Bill Organizer free?
Budget & Bill Organizer is free to download, with in-app purchases available.
Is Basic Expense Tracker free?
Basic Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Budget & Bill Organizer or Basic Expense Tracker?
Basic Expense Tracker is rated higher. Budget & Bill Organizer averages 4.3 out of 5 from 39 ratings, while Basic Expense Tracker averages 5.0 from 7 ratings.
Do Budget & Bill Organizer or Basic Expense Tracker have ads?
Neither Budget & Bill Organizer nor Basic Expense Tracker shows ads.
Which is updated more often, Budget & Bill Organizer or Basic Expense Tracker?
Budget & Bill Organizer ships an update weekly, and Basic Expense Tracker fortnightly. Most recently, Budget & Bill Organizer was updated on September 12, 2026 and Basic Expense Tracker on September 19, 2026.

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