# icash Pay vs 華銀企業行動+

The clearest difference is rating: 華銀企業行動+ at 4.6 against icash Pay's 3.4. icash Pay's advantage is review sentiment (29% vs 0%) and update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

華銀企業行動+ holds the better App Store score, 4.6 against 3.4. Both are backed by a comparable volume of ratings — 24 and 21 respectively. Written reviews complicate that: 29% of icash Pay's written reviews are positive against 0% of 華銀企業行動+'s, so the app with the better star average is not the one people write more warmly about.

icash Pay ships an update monthly, 華銀企業行動+ every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | icash Pay | 華銀企業行動+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (24 ratings)](https://appshunter.io/ios/app/icash-pay/id1515213210/reviews) | **[4.6 (21 ratings)](https://appshunter.io/ios/app/plus/id1622178582/reviews)** |
| Number of ratings | **24** | 21 |
| Positive reviews | **28.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 183 MB | 82 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [愛金卡股份有限公司 icash Corporation Co.](https://appshunter.io/developer/1330132289) | [Hua Nan Commercial Bank](https://appshunter.io/developer/520090930) |

## What reviewers say

### icash Pay

[App page](https://appshunter.io/ios/app/icash-pay/id1515213210)

This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.

**Highlights:** Multiple payment options (e-wallet, bank account, credit card), Cash and invoice top-ups, Automatic top-up linking, QR code payments and transfers, Online bill payments, Loyalty point accumulation, Integrated icash 2.0 features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 華銀企業行動+

[App page](https://appshunter.io/ios/app/plus/id1622178582)

This app provides a streamlined mobile banking experience for small and medium-sized businesses. It offers features for account inquiries, transfers, loan disbursement, foreign exchange, and bill payments, all accessible through a user-friendly interface.

**Highlights:** Account balance and transaction inquiries, Domestic and foreign currency transfers, Online loan disbursement, Foreign exchange rate previews and trading, Bill and tax payment, Push notifications for incoming payments

**In-app purchases:** none


## Frequently asked questions

### Is icash Pay free?

icash Pay is free to download, with no in-app purchases.

### Is 華銀企業行動+ free?

華銀企業行動+ is free to download, with no in-app purchases.

### Which has better reviews, icash Pay or 華銀企業行動+?

華銀企業行動+ is rated higher. icash Pay averages 3.4 out of 5 from 24 ratings, while 華銀企業行動+ averages 4.6 from 21 ratings.

### Do icash Pay or 華銀企業行動+ have ads?

Neither icash Pay nor 華銀企業行動+ shows ads.

### Which is updated more often, icash Pay or 華銀企業行動+?

icash Pay ships an update monthly, and 華銀企業行動+ every 2 months. Most recently, icash Pay was updated on November 3, 2026 and 華銀企業行動+ on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
