# St Thomas CU vs Oriental Bank

St Thomas CU and Oriental Bank both sit at 4.7 stars, but that hides the real split: 83% of Oriental Bank's written reviews are positive against 33% of St Thomas CU's. Oriental Bank also leads on ads (none vs shown) and ratings volume (23K vs 102). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for St Thomas CU against 4.9 for Oriental Bank. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 102, so its average is the more settled of the two. Written reviews are what separate them: 33% of St Thomas CU's written reviews are positive against 83% of Oriental Bank's.

St Thomas CU ships an update every 4 months, Oriental Bank monthly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | St Thomas CU | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (102 ratings)](https://appshunter.io/ios/app/st-thomas-cu/id1515290227/reviews) | **[4.9 (23K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | 102 | **23K** |
| Positive reviews | 33.3% of reviews | **82.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 119 MB | 120 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [St Thomas Credit Union](https://appshunter.io/developer/496755535) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### St Thomas CU

[App page](https://appshunter.io/ios/app/st-thomas-cu/id1515290227)

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and quickly. Access is free, but standard messaging and data rates may apply.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure and fast access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is St Thomas CU free?

St Thomas CU is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Which has better reviews, St Thomas CU or Oriental Bank?

Oriental Bank is rated higher. St Thomas CU averages 4.7 out of 5 from 102 ratings, while Oriental Bank averages 4.9 from 23K ratings.

### Do St Thomas CU or Oriental Bank have ads?

St Thomas CU shows ads; Oriental Bank does not.

### Which is updated more often, St Thomas CU or Oriental Bank?

St Thomas CU ships an update every 4 months, and Oriental Bank monthly. Most recently, St Thomas CU was updated on October 24, 2026 and Oriental Bank on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*