# Net Worth Tracker vs Obsidian

The clearest difference is price: Net Worth Tracker at Free against Obsidian's $999.99. Net Worth Tracker also leads on update cadence (fortnightly vs every 3 months) and ratings volume (20 vs 1). Obsidian's advantage is in-app purchases (none vs 5) and rating (5.0 vs 4.6). On review sentiment and ads there is nothing between them.

Net Worth Tracker is free to download; Obsidian costs $999.99 up front. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Obsidian asks for nothing beyond the download.

Obsidian holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Net Worth Tracker has 20 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 93% of Net Worth Tracker's written reviews are positive against 100% of Obsidian's.

Net Worth Tracker ships an update fortnightly, Obsidian every 3 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Net Worth Tracker | Obsidian |
| --- | --- | --- |
| Price | **Free** | $999.99 |
| Rating | [4.6 (20 ratings)](https://appshunter.io/ios/app/net-worth-tracker-worth-it/id1515358890/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/obsidian/id6756984324/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | 93.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 59 MB | 4 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Maxime Mazzone](https://appshunter.io/developer/1494953049) | [1BIGRIG Ltd](https://appshunter.io/developer/1792073283) |

## What reviewers say

### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-worth-it/id1515358890)

This app helps you understand your financial picture by tracking your net worth and all your accounts in one place. Easily monitor savings, investments, property, and more with simple visualizations and data import options. Build financial confidence and peace of mind.

**Highlights:** Net worth and finance tracking, Track savings, investments, property, Manual account entry, Spreadsheet import (Excel, CSV, TXT), Home and lock screen widgets, Multi-currency support, Cross-device sync, Bank-level security

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $4.99 | per month |
| Yearly Premium | $24.99 | per year |
| Worth it Membership | $44.99 | per year |
| Worth it Membership | $59.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive interface
- 📈 Excellent net worth tracking
- ✨ Clean and user-friendly design
- 📊 Visualizes growth effectively
- ✅ Does exactly what it says

**What reviewers complain about**

- 💰 Creating new accounts is paid
- 💸 Crucial features locked behind paywall
- ⚠️ Some users experience errors/bugs
- 📉 Sorting by value descending is limited
- 💲 Ongoing cost of premium

**Reported bugs**

- Creating new accounts is paid now?
- Membership premium once paid not unlock benefits
- Hard to type the numbers because of the decimal formatting
- Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
- Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost

**Requested features**

- Family net worth tracking
- Pension projections
- Set goals and progress chart
- More sophisticated features
- More complex graphs showing stacked breakdowns


### Obsidian

[App page](https://appshunter.io/ios/app/obsidian/id6756984324)

This app functions as a private, offline ledger to meticulously record your assets and their assigned categories and values. It allows for manual net worth tracking and periodic data snapshots without any automated analysis, prediction, or cloud-based features. The focus is on simple, secure, local data storage for personal asset management.

**Highlights:** Private offline ledger, Record assets, Assign categories and values, Manual net worth tracking, Periodic data snapshots, Local data storage only

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Is Obsidian free?

Obsidian costs $999.99, with no in-app purchases.

### Which has better reviews, Net Worth Tracker or Obsidian?

Obsidian is rated higher. Net Worth Tracker averages 4.6 out of 5 from 20 ratings, while Obsidian averages 5.0 from 1 ratings.

### Do Net Worth Tracker or Obsidian have ads?

Neither Net Worth Tracker nor Obsidian shows ads.

### Which is updated more often, Net Worth Tracker or Obsidian?

Net Worth Tracker ships an update fortnightly, and Obsidian every 3 months. Most recently, Net Worth Tracker was updated on October 27, 2026 and Obsidian on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*