# Net Worth Tracker vs XIRR

The clearest difference is in-app purchases: XIRR at none against Net Worth Tracker's 5. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. XIRR asks for nothing beyond the download.

Net Worth Tracker ships an update every 2 weeks, XIRR every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Net Worth Tracker | XIRR |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (20 ratings)](https://appshunter.io/ios/app/net-worth-tracker-worth-it/id1515358890/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 93.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 59 MB | 36 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Maxime Mazzone](https://appshunter.io/developer/1494953049) | [XERAGO E-BIZ SERVICES PRIVATE LIMITED](https://appshunter.io/developer/6784602425) |

## What reviewers say

### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-worth-it/id1515358890)

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

**Highlights:** Manual asset and debt tracking, Net worth and money balance visualization, Import spreadsheets (CSV, TXT, Excel), Home and lock screen widgets, Cross-device syncing, Data export, Bank-level security features

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $4.99 | per month |
| Yearly Premium | $24.99 | per year |
| Worth it Membership | $44.99 | per year |
| Worth it Membership | $59.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive interface
- 📈 Excellent net worth tracking
- ✨ Clean and user-friendly design
- 📊 Visualizes growth effectively
- ✅ Does exactly what it says

**What reviewers complain about**

- 💰 Creating new accounts is paid
- 💸 Crucial features locked behind paywall
- ⚠️ Some users experience errors/bugs
- 📉 Sorting by value descending is limited
- 💲 Ongoing cost of premium

**Reported bugs**

- Creating new accounts is paid now?
- Membership premium once paid not unlock benefits
- Hard to type the numbers because of the decimal formatting
- Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
- Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost

**Requested features**

- Family net worth tracking
- Pension projections
- Set goals and progress chart
- More sophisticated features
- More complex graphs showing stacked breakdowns


### XIRR

[App page](https://appshunter.io/ios/app/xirr/id6784602423)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Is XIRR free?

XIRR is free to download, with no in-app purchases.

### Do Net Worth Tracker or XIRR have ads?

Neither Net Worth Tracker nor XIRR shows ads.

### Which is updated more often, Net Worth Tracker or XIRR?

Net Worth Tracker ships an update every 2 weeks, and XIRR every 3 weeks. Most recently, Net Worth Tracker was updated on November 3, 2026 and XIRR on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*