# Net Worth Tracker vs Debt Free Countdown

The clearest difference is price: Net Worth Tracker at Free against Debt Free Countdown's $1.99. Net Worth Tracker also leads on ratings volume (20 vs 1). Debt Free Countdown's advantage is in-app purchases (none vs 5) and rating (5.0 vs 4.6). On update cadence, ads, device support and iOS requirement there is nothing between them.

Net Worth Tracker is free to download; Debt Free Countdown costs $1.99 up front. Net Worth Tracker sells 4 in-app purchases, starting at $4.99 per month. Debt Free Countdown asks for nothing beyond the download.

Debt Free Countdown holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Net Worth Tracker has 20 ratings behind it against 1, so its average is the more settled of the two.

Net Worth Tracker ships an update every 2 weeks, Debt Free Countdown every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Net Worth Tracker | Debt Free Countdown |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | [4.6 (20 ratings)](https://appshunter.io/ios/app/net-worth-tracker-worth-it/id1515358890/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-free-countdown/id6809189252/reviews)** |
| Number of ratings | **20** | 1 |
| Positive reviews | 93.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | **Freemium** | Paid |
| Size | 59 MB | 6 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Maxime Mazzone](https://appshunter.io/developer/1494953049) | [RYAN BARTLEY](https://appshunter.io/developer/6809189254) |

## What reviewers say

### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-worth-it/id1515358890)

Manually track your assets and debts without linking bank accounts. Monitor savings, investments, property, and loans to visualize your net worth and financial progress. Offers simple, private, and easy-to-follow personal finance management.

**Highlights:** Manual asset and debt tracking, Net worth and money balance visualization, Import spreadsheets (CSV, TXT, Excel), Home and lock screen widgets, Cross-device syncing, Data export, Bank-level security features

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $4.99 | per month |
| Yearly Premium | $24.99 | per year |
| Worth it Membership | $44.99 | per year |
| Worth it Membership | $59.99 | one-time |

**What reviewers like**

- 👍 Simple and intuitive interface
- 📈 Excellent net worth tracking
- ✨ Clean and user-friendly design
- 📊 Visualizes growth effectively
- ✅ Does exactly what it says

**What reviewers complain about**

- 💰 Creating new accounts is paid
- 💸 Crucial features locked behind paywall
- ⚠️ Some users experience errors/bugs
- 📉 Sorting by value descending is limited
- 💲 Ongoing cost of premium

**Reported bugs**

- Creating new accounts is paid now?
- Membership premium once paid not unlock benefits
- Hard to type the numbers because of the decimal formatting
- Keyboard is the only thing visible in the screen and the update pop up is somehow hidden by it
- Cannot enter the app, the sign in process for apple doesnt work, and ALL the data is lost

**Requested features**

- Family net worth tracking
- Pension projections
- Set goals and progress chart
- More sophisticated features
- More complex graphs showing stacked breakdowns


### Debt Free Countdown

[App page](https://appshunter.io/ios/app/debt-free-countdown/id6809189252)

Visualize your debt-free future with this tool. Input your debts, interest rates, and payment amounts to see your estimated payoff date. Explore how extra payments and different strategies can save you money and accelerate your journey to financial freedom.

**Highlights:** Estimate debt-free date, Track debt and progress, Analyze extra payment impact, Compare payoff strategies, Calculate interest savings, Add multiple debts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Is Debt Free Countdown free?

Debt Free Countdown costs $1.99, with no in-app purchases.

### Which has better reviews, Net Worth Tracker or Debt Free Countdown?

Debt Free Countdown is rated higher. Net Worth Tracker averages 4.6 out of 5 from 20 ratings, while Debt Free Countdown averages 5.0 from 1 ratings.

### Do Net Worth Tracker or Debt Free Countdown have ads?

Neither Net Worth Tracker nor Debt Free Countdown shows ads.

### Which is updated more often, Net Worth Tracker or Debt Free Countdown?

Net Worth Tracker ships an update every 2 weeks, and Debt Free Countdown every 3 weeks. Most recently, Net Worth Tracker was updated on November 3, 2026 and Debt Free Countdown on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*