# acba digital vs AraratMobile

The clearest difference is rating: acba digital at 4.4 against AraratMobile's 2.9. acba digital also leads on ratings volume (64 vs 21). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

acba digital holds the better App Store score, 4.4 against 2.9. Both are backed by a comparable volume of ratings — 64 and 21 respectively. Written reviews complicate that: 44% of acba digital's written reviews are positive against 50% of AraratMobile's, so the app with the better star average is not the one people write more warmly about.

acba digital ships an update fortnightly, AraratMobile every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | acba digital | AraratMobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (64 ratings)](https://appshunter.io/ios/app/acba-digital/id1515436600/reviews)** | [2.9 (21 ratings)](https://appshunter.io/ios/app/araratmobile/id1585797128/reviews) |
| Number of ratings | **64** | 21 |
| Positive reviews | 43.9% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 202 MB | 124 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ACBA BANK OJSC](https://appshunter.io/developer/972657737) | [ARARATBANK](https://appshunter.io/developer/980205790) |

## What reviewers say

### acba digital

[App page](https://appshunter.io/ios/app/acba-digital/id1515436600)

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

**Highlights:** Online onboarding and registration, Biometric login (fingerprint/facial recognition), Account balance and transaction viewing, Money transfers and bill payments, Loan, savings, and card applications, Digital card issuance and payments, Investment and insurance purchases

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### AraratMobile

[App page](https://appshunter.io/ios/app/araratmobile/id1585797128)

Securely manage your finances anytime, anywhere with this mobile banking application. Access full online banking features, pay bills, transfer funds, and view account details on the go.

**Highlights:** Face/Touch ID access, Full online banking functionality, Bill payment and payee management, Fund transfers (local & global), Card-to-card payments, Lost/stolen card reporting, ATM and office locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is acba digital free?

acba digital is free to download, with no in-app purchases.

### Is AraratMobile free?

AraratMobile is free to download, with no in-app purchases.

### Which has better reviews, acba digital or AraratMobile?

acba digital is rated higher. acba digital averages 4.4 out of 5 from 64 ratings, while AraratMobile averages 2.9 from 21 ratings.

### Do acba digital or AraratMobile have ads?

Neither acba digital nor AraratMobile shows ads.

### Which is updated more often, acba digital or AraratMobile?

acba digital ships an update fortnightly, and AraratMobile every 2 weeks. Most recently, acba digital was updated on November 3, 2026 and AraratMobile on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*