# acba digital vs Tips.am

The clearest difference is review sentiment: Tips.am at 100% against acba digital's 45%. Tips.am also leads on rating (5.0 vs 4.4) and iOS requirement (12.0 vs 15.0). acba digital's advantage is ratings volume (64 vs 1) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tips.am holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: acba digital has 64 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 45% of acba digital's written reviews are positive against 100% of Tips.am's.

acba digital ships an update fortnightly, Tips.am monthly. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | acba digital | Tips.am |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (64 ratings)](https://appshunter.io/ios/app/acba-digital/id1515436600/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tipsam-for-waiters/id1623231593/reviews)** |
| Number of ratings | **64** | 1 |
| Positive reviews | 45.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 191 MB | 62 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ACBA BANK OJSC](https://appshunter.io/developer/972657737) | [Alber Petrosyan](https://appshunter.io/developer/1623231595) |

## What reviewers say

### acba digital

[App page](https://appshunter.io/ios/app/acba-digital/id1515436600)

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

**Highlights:** Online onboarding and registration, Biometric login (fingerprint/facial recognition), Account balance and transaction viewing, Money transfers and bill payments, Loan, savings, and card applications, Digital card issuance and payments, Investment and insurance purchases

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Tips.am

[App page](https://appshunter.io/ios/app/tipsam-for-waiters/id1623231593)

This app provides a unique QR code for service staff to receive tips digitally. Guests can scan the code to leave gratuities, offering a convenient and modern way to handle tips.

**Highlights:** Unique QR code generation, Digital tip collection, Guest scanning functionality, Printable or displayable QR code, Account registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is acba digital free?

acba digital is free to download, with no in-app purchases.

### Is Tips.am free?

Tips.am is free to download, with no in-app purchases.

### Which has better reviews, acba digital or Tips.am?

Tips.am is rated higher. acba digital averages 4.4 out of 5 from 64 ratings, while Tips.am averages 5.0 from 1 ratings.

### Do acba digital or Tips.am have ads?

Neither acba digital nor Tips.am shows ads.

### Which is updated more often, acba digital or Tips.am?

acba digital ships an update fortnightly, and Tips.am monthly. Most recently, acba digital was updated on October 20, 2026 and Tips.am on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*