# acba digital vs Ineco

The clearest difference is ads: acba digital at none against Ineco's shown. acba digital also leads on review sentiment (45% vs 25%) and monetization model (free vs ad-supported). Ineco's advantage is rating (4.8 vs 4.4). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ineco holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 64 and 177 respectively. Written reviews complicate that: 45% of acba digital's written reviews are positive against 25% of Ineco's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | acba digital | Ineco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (64 ratings)](https://appshunter.io/ios/app/acba-digital/id1515436600/reviews) | **[4.8 (177 ratings)](https://appshunter.io/ios/app/ineco/id6477373305/reviews)** |
| Number of ratings | 64 | **177** |
| Positive reviews | **45.0% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | **Free** | Ad-supported |
| Size | 191 MB | 141 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ACBA BANK OJSC](https://appshunter.io/developer/972657737) | [Inecobank CJSC](https://appshunter.io/developer/919137871) |

## What reviewers say

### acba digital

[App page](https://appshunter.io/ios/app/acba-digital/id1515436600)

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

**Highlights:** Online onboarding and registration, Biometric login (fingerprint/facial recognition), Account balance and transaction viewing, Money transfers and bill payments, Loan, savings, and card applications, Digital card issuance and payments, Investment and insurance purchases

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Ineco

[App page](https://appshunter.io/ios/app/ineco/id6477373305)

Manage your entire banking experience in one intuitive app. Track spending, grow savings, and control finances with real-time insights. Open cards, loans, and accounts, and even book branch visits seamlessly.

**Highlights:** Manage accounts and finances, Track spending and savings, Set financial goals, Open and manage cards/loans/deposits, Real-time transaction insights, Customize app experience, Book branch visits

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is acba digital free?

acba digital is free to download, with no in-app purchases.

### Is Ineco free?

Ineco is free to download, with no in-app purchases.

### Which has better reviews, acba digital or Ineco?

Ineco is rated higher. acba digital averages 4.4 out of 5 from 64 ratings, while Ineco averages 4.8 from 177 ratings.

### Do acba digital or Ineco have ads?

Ineco shows ads; acba digital does not.

### Which is updated more often, acba digital or Ineco?

acba digital ships an update fortnightly, and Ineco fortnightly. Most recently, acba digital was updated on October 20, 2026 and Ineco on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*