# Progressive Smart vs HI

The clearest difference is rating: Progressive Smart at 5.0 against HI's 1.6. Progressive Smart also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 9 days vs every 3 months) and ratings volume (65 vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Progressive Smart holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: HI has 65 ratings behind it against 1, so its average is the more settled of the two.

Progressive Smart ships an update every 3 months, HI every 9 days. The most recent releases landed on July 7, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Progressive Smart | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/progressive-smart/id1515703277/reviews)** | [1.6 (65 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 1 | **65** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 164 MB | 171 MB |
| Requires iOS | 12.4 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Progressive Finance Limited](https://appshunter.io/developer/1515703276) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### Progressive Smart

[App page](https://appshunter.io/ios/app/progressive-smart/id1515703277)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, top-ups, and fund transfers easily. Enjoy instant payments via QR code and access account information anytime, anywhere.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** macOS Compatibility

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is Progressive Smart free?

Progressive Smart is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, Progressive Smart or HI?

Progressive Smart is rated higher. Progressive Smart averages 5.0 out of 5 from 1 ratings, while HI averages 1.6 from 65 ratings.

### Do Progressive Smart or HI have ads?

HI shows ads; Progressive Smart does not.

### Which is updated more often, Progressive Smart or HI?

Progressive Smart ships an update every 3 months, and HI every 9 days. Most recently, Progressive Smart was updated on July 7, 2026 and HI on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*